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Home » Accounts » Checking » Checking Rates

Checking Rates

Deposit Rate

Effective: March 31, 2014

Share Accounts*

Dividend
Rate
Annual
Percentage Yield
(APY)
Minimum
Opening Deposit
Min.
Balance to
Earn APY
Checking Direct N/A N/A $1 N/A
Choice Checking .05% .05% $1 $1
Preferred Market Checking** .15% .15% $2,500 $2,500
Tier 2 .20% .20% $2,500 $2,500

· The terms applicable to your Deposit Accounts at the Credit Union are provided in a separate Truth-in-Savings Disclosure.
· Fees may reduce earnings.
· The Annual Percentage Yield on Share Certificates assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
· A penalty may be imposed for early withdrawal on Share Certificates and Performance Saver Accounts and will affect earnings on the account.
*Rates may change after account opening.
**If you do not maintain the required balance, you will earn dividends based on the Dividend Rate offered for Regular Share accounts.
***If the balance falls below the minimum opening balance, the Dividend Rate will be reduced to the Market Saver Dividend Rate. If at anytime the account balance falls below $2,500, the Dividend Rate will be the Regular Share Dividend Rate.
¹To earn dividends you must conduct 10 debit transactions and pay two bills through online bill pay during the month.
2A full service account is defined as any one of our 5 checking accounts with Direct Deposit (or a routine monthly deposit history) and one lending relationship.
Fee Schedule

 
 
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