Effective: February 28, 2014
|Preferred Market Checking**||.15%||.15%||$2,500||$2,500|
· The terms applicable to your Deposit Accounts at the Credit Union are provided in a separate Truth-in-Savings Disclosure.
· Fees may reduce earnings.
· The Annual Percentage Yield on Share Certificates assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
· A penalty may be imposed for early withdrawal on Share Certificates and Performance Saver Accounts and will affect earnings on the account.
*Rates may change after account opening.
**If you do not maintain the required balance, you will earn dividends based on the Dividend Rate offered for Regular Share accounts.
***If the balance falls below the minimum opening balance, the Dividend Rate will be reduced to the Market Saver Dividend Rate. If at anytime the account balance falls below $2,500, the Dividend Rate will be the Regular Share Dividend Rate.
¹To earn dividends you must conduct 10 debit transactions and pay two bills through online bill pay during the month.
2A full service account is defined as any one of our 5 checking accounts with Direct Deposit (or a routine monthly deposit history) and one lending relationship.