:root{--navy: #1B2A4A;--orange: #C75B12;--gold: #D4952B;--cream: #E8E6E2;--offwhite: #F2F0EC;--midgray: #6B7280;--slate: #1F2937;--teal: #005984;--surface: #E8E4DF;--surface-light: #f0ede9;--surface-dark: #d4d0cb;--shadow-raised: 8px 8px 20px rgba(166,162,155,.45), -8px -8px 20px rgba(255,255,255,.8);--shadow-raised-sm: 4px 4px 10px rgba(166,162,155,.4), -4px -4px 10px rgba(255,255,255,.7);--shadow-inset: inset 4px 4px 10px rgba(166,162,155,.4), inset -4px -4px 10px rgba(255,255,255,.7);--shadow-raised-hover: 10px 10px 25px rgba(166,162,155,.5), -10px -10px 25px rgba(255,255,255,.85);--ease-out-quart: cubic-bezier(.25, 1, .5, 1)}*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:Inter,sans-serif;color:var(--navy);background-color:var(--offwhite);line-height:1.6}.nav{position:fixed;top:0;left:0;right:0;z-index:1000;padding:24px 40px;display:flex;align-items:center;justify-content:space-between;transition:all .5s var(--ease-out-quart);background:transparent}.nav.scrolled{padding:12px 40px;background:#e8e4dfd9;backdrop-filter:blur(20px) saturate(180%);-webkit-backdrop-filter:blur(20px) saturate(180%);box-shadow:0 1px 30px #1b2a4a14}.nav-logo img{height:120px;transition:all .5s var(--ease-out-quart);filter:brightness(0) invert(1)}.nav.scrolled .nav-logo img{height:38px;filter:none}.nav-links{display:flex;align-items:center;gap:6px;list-style:none}.nav-links a{color:#fff;text-decoration:none;font-size:.875rem;font-weight:500;padding:8px 16px;border-radius:12px;transition:all .3s ease;letter-spacing:.01em}.nav-links a:hover{background:#ffffff1f}.nav.scrolled .nav-links a{color:var(--navy)}.nav.scrolled .nav-links a:hover{background:#1b2a4a0f;box-shadow:var(--shadow-raised-sm)}.nav-cta{background:var(--orange)!important;color:#fff!important;padding:10px 24px!important;border-radius:14px!important;font-weight:600!important;box-shadow:0 4px 15px #c75b124d!important;transition:all .3s ease!important}.nav.scrolled .nav-cta{background:var(--navy)!important;box-shadow:var(--shadow-raised-sm)!important}.nav-cta:hover{background:var(--gold)!important;transform:translateY(-2px);box-shadow:0 8px 25px #d4952b66!important}.nav.scrolled .nav-cta:hover{background:var(--orange)!important;box-shadow:0 8px 25px #c75b124d!important}.nav-toggle{display:none;flex-direction:column;gap:5px;cursor:pointer;z-index:1001;padding:8px}.nav-toggle span{width:24px;height:2px;background:#fff;border-radius:2px;transition:all .3s ease}.nav.scrolled .nav-toggle span{background:var(--navy)}.nav-toggle.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.nav-toggle.active span:nth-child(2){opacity:0}.nav-toggle.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--teal) 100%);color:#fff;padding:180px 2rem 5rem;text-align:center;position:relative;overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 50%,rgba(212,149,43,.1) 0%,transparent 50%),radial-gradient(circle at 80% 80%,rgba(0,89,132,.1) 0%,transparent 50%);pointer-events:none}.hero-content{position:relative;z-index:1;max-width:800px;margin:0 auto}.hero h1{font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:3.5rem;margin-bottom:1rem;font-weight:700}.hero .accent{color:var(--gold)}.hero p{font-size:1.2rem;margin-bottom:2rem;opacity:.95}.search-bar{display:flex;gap:.5rem;background-color:#ffffff26;backdrop-filter:blur(10px);border-radius:50px;padding:.75rem 2rem;max-width:500px;margin:0 auto;border:1px solid rgba(255,255,255,.3)}.search-bar input{background:none;border:none;color:#fff;font-size:1rem;flex:1;outline:none}.search-bar input::placeholder{color:#ffffffb3}.search-bar button{background:none;border:none;color:#fff;cursor:pointer;font-size:1.2rem}.quick-links{padding:4rem 2rem;background-color:var(--offwhite);max-width:1200px;margin:0 auto}.quick-links h2{text-align:center;font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.5rem;margin-bottom:3rem;color:var(--navy)}.links-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem}a.link-card{text-decoration:none;color:inherit;display:block}.link-card{background-color:var(--surface);padding:2rem;border-radius:12px;box-shadow:var(--shadow-raised);transition:all .3s ease;text-decoration:none;color:inherit;display:flex;flex-direction:column;align-items:center;text-align:center;cursor:pointer}.link-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-raised-hover)}.link-card svg{width:60px;height:60px;margin-bottom:1rem;color:var(--orange)}.link-card h3{font-size:1.3rem;margin-bottom:.75rem;color:var(--navy)}.link-card p{font-size:.95rem;color:var(--midgray)}.faq-section{padding:4rem 2rem;background-color:var(--surface-light);max-width:900px;margin:0 auto}.faq-section h2{text-align:center;font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.5rem;margin-bottom:3rem;color:var(--navy)}.faq-item{margin-bottom:1rem;background-color:var(--surface);border-radius:10px;box-shadow:var(--shadow-raised-sm);overflow:hidden}.faq-question{padding:1.5rem;background-color:var(--surface);cursor:pointer;display:flex;justify-content:space-between;align-items:center;font-weight:600;color:var(--navy);transition:all .3s ease;border:none;width:100%;text-align:left}.faq-question:hover{background-color:var(--surface-dark)}.faq-question:after{content:"+";font-size:1.5rem;transition:transform .3s ease;color:var(--orange)}.faq-item.open .faq-question{background-color:var(--surface-dark)}.faq-item.open .faq-question:after{transform:rotate(45deg)}.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}.faq-item.open .faq-answer{max-height:500px}.faq-answer-content{padding:1.5rem;color:var(--slate);line-height:1.8}.skip-payment{padding:4rem 2rem;background-color:var(--offwhite);max-width:1200px;margin:0 auto}.skip-payment-container{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:center}.skip-payment-content h2{font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.5rem;margin-bottom:1.5rem;color:var(--navy)}.skip-payment-content p{margin-bottom:1rem;color:var(--slate);line-height:1.8}.skip-payment-highlight{background-color:var(--surface);padding:1.5rem;border-radius:10px;margin:1.5rem 0;box-shadow:var(--shadow-raised-sm)}.skip-payment-highlight strong{color:var(--orange)}.skip-payment-card{background-color:var(--surface);padding:2rem;border-radius:12px;box-shadow:var(--shadow-raised);text-align:center}.skip-payment-card h3{font-size:2rem;color:var(--orange);margin-bottom:.5rem}.skip-payment-card p{color:var(--midgray);margin-bottom:1rem}.digital-banking{padding:4rem 2rem;background-color:var(--surface-light);max-width:1200px;margin:0 auto}.digital-banking h2{text-align:center;font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.5rem;margin-bottom:3rem;color:var(--navy)}.digital-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:2rem}.digital-card{background-color:#fff;padding:2rem;border-radius:12px;box-shadow:var(--shadow-raised);transition:all .3s ease;border-left:4px solid var(--orange)}.digital-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-raised-hover)}.digital-card h3{color:var(--navy);margin-bottom:1rem;font-size:1.2rem}.digital-card p{color:var(--midgray);font-size:.95rem}.military-programs{background:linear-gradient(135deg,var(--navy) 0%,var(--teal) 100%);color:#fff;padding:4rem 2rem}.military-content{max-width:1200px;margin:0 auto}.military-programs h2{font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.5rem;margin-bottom:1.5rem;text-align:center}.military-intro{text-align:center;margin-bottom:3rem;max-width:800px;margin-left:auto;margin-right:auto;font-size:1.1rem;opacity:.95}.military-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem}.military-card{background-color:#ffffff1a;backdrop-filter:blur(10px);padding:2rem;border-radius:12px;border:1px solid rgba(255,255,255,.2);transition:all .3s ease}.military-card:hover{background-color:#ffffff26;border-color:#fff6;transform:translateY(-4px)}.military-card h3{color:var(--gold);margin-bottom:.75rem}.military-card p{font-size:.95rem;opacity:.9}.contact-section{padding:4rem 2rem;background-color:var(--offwhite);max-width:1200px;margin:0 auto}.contact-section h2{text-align:center;font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.5rem;margin-bottom:3rem;color:var(--navy)}.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:2rem}.contact-card{background-color:var(--surface);padding:2rem;border-radius:12px;box-shadow:var(--shadow-raised);text-align:center;transition:all .3s ease}.contact-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-raised-hover)}.contact-card h3{color:var(--navy);margin-bottom:1rem}.contact-card p,.contact-card a{color:var(--slate);font-size:1.1rem;margin-bottom:.5rem}.contact-card a{text-decoration:none;color:var(--orange);font-weight:600;transition:color .3s ease}.contact-card a:hover{color:var(--gold)}.cta-section{background:linear-gradient(135deg,var(--navy) 0%,var(--teal) 100%);color:#fff;padding:4rem 2rem;text-align:center}.cta-content{max-width:700px;margin:0 auto}.cta-section h2{font-family:futura-pt,Futura PT,Futura,Baumans,sans-serif;font-size:2.2rem;margin-bottom:1.5rem}.cta-section p{font-size:1.1rem;margin-bottom:2rem;opacity:.95}.cta-buttons{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap}.btn{padding:.95rem 2rem;border-radius:6px;font-weight:600;text-decoration:none;border:none;cursor:pointer;transition:all .3s ease;font-size:1rem}.btn-primary{background-color:var(--orange);color:#fff}.btn-primary:hover{background-color:var(--gold);transform:translateY(-2px)}.btn-secondary{background-color:transparent;color:#fff;border:2px solid white}.btn-secondary:hover{background-color:#fff;color:var(--navy)}.footer{background-color:var(--navy);color:#fff;padding:3rem 2rem 1rem}.footer-content{max-width:1200px;margin:0 auto;display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;margin-bottom:2rem}.footer-section h4{margin-bottom:1rem;color:var(--gold)}.footer-section ul{list-style:none}.footer-section a{color:#fffc;text-decoration:none;font-size:.9rem;display:block;margin-bottom:.5rem;transition:color .3s ease}.footer-section a:hover{color:var(--gold)}.footer-logos{display:flex;gap:2rem;align-items:center;justify-content:center;margin-bottom:2rem;flex-wrap:wrap}.footer-logos img{height:50px;width:auto;opacity:.8}.footer-bottom{border-top:1px solid rgba(255,255,255,.2);padding-top:2rem;text-align:center;font-size:.9rem;color:#ffffffb3}@keyframes fadeInUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@keyframes shimmer{0%,to{opacity:.6}50%{opacity:1}}@keyframes float{0%,to{transform:translateY(0)}50%{transform:translateY(-10px)}}.reveal,.reveal-left,.reveal-right{opacity:0}.reveal.visible{animation:fadeInUp .8s ease forwards}.reveal-left{opacity:0;transform:translate(-40px)}.reveal-left.visible{animation:fadeInUp .8s ease forwards;transform:translate(0)}.reveal-right{opacity:0;transform:translate(40px)}.reveal-right.visible{animation:fadeInUp .8s ease forwards;transform:translate(0)}@media(max-width:1024px){.hero h1{font-size:2.8rem}.quick-links h2,.faq-section h2,.digital-banking h2,.military-programs h2,.contact-section h2{font-size:2rem}.skip-payment-container{grid-template-columns:1fr}.nav-links{gap:1.5rem}}@media(max-width:768px){.nav-links{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;background-color:var(--offwhite);padding:1rem 2rem;gap:1rem;box-shadow:0 4px 12px #0000001a}.nav-links.open,.nav-toggle{display:flex}.hero{padding:140px 1.5rem 3rem}.hero h1{font-size:2rem}.hero p{font-size:1rem}.search-bar{flex-direction:column}.quick-links,.faq-section,.digital-banking,.contact-section{padding:2rem 1.5rem}.quick-links h2,.faq-section h2,.digital-banking h2,.military-programs h2,.contact-section h2,.cta-section h2{font-size:1.6rem}.links-grid{grid-template-columns:1fr}.skip-payment{padding:2rem 1.5rem}.skip-payment-container{gap:1.5rem}.skip-payment-content h2{font-size:1.6rem}.military-programs{padding:2rem 1.5rem}.cta-buttons{flex-direction:column}.btn{width:100%}.footer-content{grid-template-columns:1fr}}.help-ask-ken{margin-top:16px;font-size:.92rem;color:#ffffffa6}.help-ask-ken a{color:#d4952b;font-weight:600;text-decoration:none}.help-ask-ken a:hover{text-decoration:underline}