Affinity Plus Checking

Benefits of Affinity Plus Checking

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It just makes cents!

Affinity Plus Checking earns generous interest rates plus 10¢ back every time you use your debit card plus essential coverage.

Why pay $13 dollars a month for cell phone coverage and another $10 per month for identity theft protection when we can use ACU’s cooperative buying power to get it all for $7 per month.

How does it work? Simple! Each month you need to:

  • Have 15 debit card transactions post to and clear your account
  • Log onto ACU Online or ACU Mobile App
  • Be signed up for and receive e-statements
Apply for Membership Today!




*Subject to credit approval. Requirement of a Regular Share Savings with a minimum balance of $25. Limited to one Affinity Plus Checking account per primary account holder. Only consumer accounts in good standing are eligible. Qualifying accounts receive reimbursed ATM fees up to $10 per month. Balances over $25,000 do not earn dividends on the portion of the balance over $25,000. If qualifications are not met, all balances earn 0.00% APY. Qualifications do not have to be met to receive cell phone and identity theft insurance. Your wireless carrier may charge a data or text messaging fee. Please check with your provider. The Qualification Cycle is defined as the first calendar day of the month through the last calendar day of the month (example: March 1–March 31). The advertised Affinity Plus APY is based on compounding dividends. The qualification cycle is not the same as your monthly statement cycle. Transactions may take one or more banking days from the date the transaction was made to post to and settle in the account. ATM-processed withdrawals do not count as qualifying debit card transactions. Accounts that do not satisfy the requirements of the account will still receive the insurance products and will be eligible for benefits in the following month. Secondary checking accounts for members who have more than one checking account will be designated as Affinity Basic accounts, which do not offer the extra benefits of Affinity Plus. A separate fee may be charged by the institution that owns or operates the ATM. Identity theft expense reimbursement insurance is underwritten by Lyndon Southern Insurance Company, a member of the Fortegra family of companies. For questions about mobile claims please call Worth Ave Group at 877-210-7401.

Consumer Account Disclosure: The terms applicable to your Deposit Accounts at ACU are provided in a separate Truth–in-Savings Disclosure. Fees may reduce earnings. See Fee Schedule. The Annual Percentage Yield on Share Certificates assumes dividends will remain on deposit until maturity. A withdrawal will reduce earnings. A penalty of up to 90 days of dividends may be imposed for early withdrawal on Share Certificates and Performance Saver Accounts and will affect earnings on the account. You must be an ACU member to qualify.

What Our Members Have To Say

Business Banking 9
ACU really takes good care of its members, without the big bank nonsense.
Lakewood, WA

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