Auto Refinancing

Lower your car payment today by moving your car loan to ACU! If you currently have a car loan somewhere other than ACU, you may be able to lower your payment by transferring your loan balance. Once you are approved, we will take care of transferring the loan for you. It’s that easy. Contact ACU for more information. Offered rates are subject to change.

Free Loan Comparison Tool

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Take Loan Wizard for test drive. Use our online comparison tool to see how much you could save. Refinance your current auto loan and select a payment amount that works well for you. With Loan Wizard you will be able to lower your monthly payment and take control of your auto loan rate and term. Get started now.

Drive away with $250!

Get $250 cash back when you refinance an auto loan from another lender with ACU.* Apply online or contact ACU.

*Receive $250 when you refinance your auto loan from another lender to America’s Credit Union (ACU). Loan amount must be at least $7,500 to be eligible for the cash offer. The cash back is a credit that will be posted to your regular share account upon redemption of the coupon, after at least three (3) months of consecutive on time payments. Loan must be current and accounts must be in good standing to receive the cash back. Loan is subject to approval of credit. New loans only; does not apply to refinances of existing ACU auto loans. Cash offer does not apply to loans financed for less than the floor rate. This offer may be modified or withdrawn any time without notice, and cannot be combined with any other auto loan offer. The no payments for 90 days does not apply with this offer.