Skip a Payment

Sometimes life doesn’t follow loan schedules. If you have an ACU auto or personal loan, you may be eligible to skip your payment and use the extra cash for unexpected bills or expenses.

You will only pay a $30 processing fee for each payment you choose to skip and interest will continue to accrue on your loan.

Online Banking Users
Skip your payment instantly by logging in to Online Banking and select Skip-A-Payment from the Loan Options Menu or text at the bottom of the Online Banking site. 

I don’t want to use Online Banking
Just want to skip a loan payment? Contact us to let us know.

Skip-A-Payment requests are based on approval criteria established by the credit union. All loans eligible to skip their payment will automatically show on Online Banking. A fee of $30 will be deducted from a checking or savings account for this service at the time the request is processed. This fee will not be charged against any minimum balance requirements. Acceptance of this offer will extend the term of the loan and interest will continue to accrue. Mortgage and home equity loans are excluded from this program. A maximum of two payments in the past 12 months may be skipped. No consecutive skips (two months in a row). This service is subject to change without notice and other restrictions may apply.