3.00%APY* Affinity FREE Basic Checking

*APY=Annual Percentage Yield accurate as of 02/01/2023. The terms applicable to your Deposit Accounts at ACU are provided in a separate Truth–in-Savings Disclosure. Fees may reduce earnings. Rates are subject to change. See Fee Schedule. 3.00% APY applies to balances up to $1,000.00. Balances $1,000.01 to $15,000.00 earn 0.75% APY. Balances over $15,000.01 earn 0.50% APY. Regular Share Savings with a minimum deposit of $25 is required. NCUA insured. To earn dividends, you must have $15,000 in combined loans or deposits, direct deposit of at least $500 per month, eStatements, and 10 point of sale transactions post and settle during the monthly statement period.