Promotion Valid through 6/30/26
ACU Visa Balance Transfer
Take Back Your Cash!
ACU Promotional Balance Transfer Rates: Receive an intro 0% APR* for 12 months and $0 in Transfer Fees if you sign up before March 31st!
ACU is offering new and existing members a special promotional rate on Balance Transfers completed before June 30, 2026. This offer includes 12 months at 0% APR and no associated transfer fees.
A balance transfer with ACU allows a member to move their credit card balances (including store credit cards!) from a pre-existing account to a new ACU loan share and make use of our special promotional offer for a new temporary interest rate and potential savings! Take your cash back and make a responsible choice for your finances!
Click the button below to apply for an ACU Credit Card!
Apply Now
Already have an ACU Credit Card? Contact us to start transferring!
Contact Us
Also feel free to explore our interest rate Calculator to see if this offer is right for you!**
For purposes of this offer, a qualifying balance transfer is a balance transfer from an eligible non-ACU credit card or loan to your ACU Visa account. Transfers from other ACU loans or ACU credit cards are not eligible. To qualify, your first qualifying balance transfer must be completed by June 30, 2026. After your first qualifying balance transfer is completed, you will have 90 days to complete additional qualifying balance transfers that will also receive the promotional 0% APR. Business Visa is excluded from this promotion.
No balance transfer fee applies to qualifying balance transfers completed under this introductory offer. If your available credit is insufficient, we may complete only a portion of the requested transfer. This offer is subject to credit approval. Please refer to the Visa Credit Card Agreement for complete terms, conditions, and rate information.
²Variable Rates: The APR may increase or decrease if the highest rate of interest identified as the “Prime Rate” in the “Money Rates” column of The Wall Street Journal increases or decreases. The APR will equal the Prime Rate plus a margin of 2.04%–13.49% for Visa Platinum and 3.04%–14.49% for Visa Platinum Rewards, depending on your credit history. The APR may change quarterly on the first day of the month following a change in the Prime Rate. The APR will never exceed 18.00%. Any increase will take the form of more payments of the same amount.
³Fixed Rates: Rates will not increase or decrease for the life of the product. A change in rate will not be applied at any time.
**Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Assumes no other existing balances or new transactions are made to the account. Assumes your entered Monthly Payment. This may vary from your Minimum Monthly Payment as defined by your Cardmember Agreement. Your savings will vary.