Disclosure and Terms
We have compiled various forms, disclosures and documents into one location to make it easier for our members to find and print paperwork and manage your financial needs.
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Banking
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Rate and Fee Schedules
- ACU Deposit Rate and Fee Schedule
- ACU Lending Rate and Fee Schedule
- ACU Business Deposit Rate and Fee Schedule
Membership
Checking and Savings Accounts
- Funds Availability Policy
- Truth in Savings Disclosure
- Truth In Savings Certificate Disclosure
- Automatic Payment Authorization Form – Personal & Business Accounts
- Automatic Payment Authorization Form – Mortgage & HELOC
- Mail-in Deposit/Loan Payment Voucher
Identity Theft & Mobile Phone Coverage
Online / Mobile Banking
Other
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Loans
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Auto Loans
- Auto Loan Application
- Preferred Dealers List
- Title and Lien Recording Instructions for Autos, Motorcycles, Recreational Vehicles, Boats, ATV, UTV, Jet Skis
- Vehicle Buyer’s Check Instructions and Transferring a Vehicle Title
Vehicle Protection Package
- Guaranteed Asset Protection (GAP) brochure
- Mechanical Repair Coverage (MRC) brochure
- Credit Insurance (CI) brochure
Other Vehicle Loans
- Other Vehicle Loan Application (Motorcycles, boats, RVs, ATVs, personal watercrafts and specialized collateral)
- Title and Lien Recording Instructions for Autos, Motorcycles, Recreational Vehicles, Boats, ATV, UTV, Jet Skis
Credit Cards
- Credit Card Application
- Visa Account Disclosure
- ACU Cards Terms and Conditions
- Mobile Wallet Agreement
Personal Loans
- Personal Loan Application (Signature Loans, Lines of Credit, Shared Secured, Share Certificate Secured)
- Line of Credit Agreement & Billing Rights Notice
Student Loans
Collections
Other
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Home Loans & Realty
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Mortgages
- Mortgage Application (Use for adjustable-rate, fixed-rate, jumbo and land loans)
- Mortgage Application Checklist
- Avoiding Foreclosure
FHA & VA
Home Equity/Home Equity Line of Credit (HELOC)
- Home Equity/HELOC Loan Application
- HELOC Early Disclosure Statement
Home Improvement
Other
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Business
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Periodic Review Forms
- Personal Financial Statement
- Business Debt Schedule
- Investment Property Worksheet
Business Credit Cards
Business Accounts
- Business Account Agreement
- Business Account Requirements
- Guest User (Online/Mobile Banking) Disclosures
Business Services
- How to Install the Mobile Deposit app for Windows
- Electronic Payment Processing
- Merchant Processing Form
- ACH Services
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Investments
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Insurance
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Property Insurance
Auto Insurance
Vehicle Protection Package
- Guaranteed Asset Protection (GAP) brochure
- Mechanical Repair Coverage (MRC) brochure
- Credit Insurance (CI) brochure
Personal Insurance