Recognition We Never Chased
Awards are not why we do this. But when Forbes, independent rating agencies, and the military units we serve keep saying the same thing, it tells you something about how ACU treats its members.

Forbes Best-In-State Credit Unions 2026
America's Credit Union has been named to the Forbes list of America's Best Credit Unions In Each State for the third consecutive year in 2026, recognizing the top credit unions in Washington as rated by the members they serve. It is ACU's third consecutive appearance on the list, following the 2024 and 2025 honors.
Strength You Can Verify
Independent rating agencies, national associations, and Visa itself have recognized the way ACU manages member money.
BauerFinancial 5-Star Rating
BauerFinancial, Inc. independently rates ACU 5 stars for financial stability and strength.
Federal Credit Union of the Year 2005
Named Federal Credit Union of the Year by the National Association of Federal Credit Unions (NAFCU).
Raddon Crystal Performance Awards
Recognized by Raddon Financial Group for excellence in financial performance and member service.
Visa Lowest Fraud Rate Award
Recognized by Visa for maintaining one of the lowest fraud rates in the industry, protecting member assets.
Dora Maxwell Social Responsibility Award
Honored with the Dora Maxwell Social Responsibility Community Service Award for community impact.
FSCC Shared Branching Secret Shop Award
Recognized by the Financial Service Centers Cooperative for outstanding shared-branching member service.
A Story Worth Telling Well
The industry has also recognized how we tell the ACU story.
NAFCU
MAC Awards
CUES Golden Mirror Awards
NWCUA Spectrum Awards
Recognized Where We Live
Local chambers of commerce have honored the role ACU plays in the South Sound business and military communities.
Lakewood Chamber Business of the Year
Named Business of the Year by the Lakewood Chamber of Commerce, recognizing ACU's contribution to the local business community.
Tacoma Chamber Military Supporter Spotlight Award
Honored by the Tacoma Chamber with its Military Supporter Spotlight Award for ACU's ongoing support of the military community.
The Units We Serve, Serving Us Back
For seventy years ACU has banked the units of Joint Base Lewis-McChord. These certificates of appreciation come from the commands and communities we serve, and we treasure every one.
What the Awards Mean for Members
Trophies do not open accounts or approve loans. Here is what this recognition actually translates to for the people who bank here.
Independent Validation
Ratings agencies like BauerFinancial verify ACU's financial stability and strength on their own terms. Nobody at ACU grades that homework.
Security You Can Measure
The Visa Lowest Fraud Rate Award reflects one of the lowest fraud rates in the industry, which means your accounts and cards are measurably better protected.
Service Worth Talking About
Forbes Best-In-State rankings are driven by member feedback. ACU's 2024, 2025, and 2026 appearances came from members saying so, not from an application we filled out.
“I love being a member of ACU. The member service at each branch is exceptionally people friendly. They offer more checking and savings options than traditional banks.”
Awards and Recognition FAQ
Answers to the questions people ask most about ACU's awards and what they mean.
Disclosures
Awards and ratings reflect the periods in which they were granted and are not a guarantee of future performance. Forbes list membership is determined by Forbes and its research partner; see forbes.com for methodology. BauerFinancial ratings are independent assessments by BauerFinancial, Inc. America's Credit Union is a federally chartered credit union insured by the NCUA up to $250,000 per ownership category. Membership required. NMLS #449181. Equal Housing Lender.
Bank Where the Recognition Is Earned
Awards come from one place: how members are treated. Become a member-owner and see for yourself.