IRA Share Certificates

With ACU, you have the choice of an IRA Savings or an IRA Share Certificate. In addition, we offer both Traditional and Roth options.

IRA Accounts and Certificates 1

4.50% APY for 13 Months
3.75% APY for 18 Months

Build Your Wealth

Whether you’re transferring a 401K or embarking on retirement planning, an Individual Retirement Account (IRA) provides an excellent starting point. It’s a smart way to accumulate savings for your golden years and can also reduce your tax burden.**

ACU IRA Features

  • Competitive Dividends: Compare our rates with other financial institutions.
  • NCUA Insured: Your IRA account is federally insured up to $250,000 by the National Credit Union Administration.
  • Convenience: Opening an IRA is simple. We do the paperwork for you.
  • 24/7 Access: To your IRA account through Mobile Banking, Online Banking, and Phone Teller audio response system.

Interested in Opening an IRA Account? Complete the form below and we will reach out shortly.

Open an IRA - Contact Request Form

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*APY = Annual Percentage Yield.  APY effective as of 01/01/2024.  Fees and penalties may be imposed for early withdrawal and may reduce earnings. Minimum opening and monthly balance of $1,000 required. All offers require membership and are subject to change. **Consult your tax advisor for tax advice.