All Lending Rates

Current as of June 1st, 2021
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New Vehicle Loans (Current model year or newer and 5,000 miles or less)

0 - 36 Months

APR
3.25% - 12.25%
Estimated Payment Example
$583.89 a month for 36 months, $20,000 loan at 3.25%

49 - 60 Months

APR
3.75% - 12.75%
Estimated Payment Example
$336.14 a month for 60 months, $20,000 loan at 3.75%

60 - 72 Months

APR
4.00% - 5.75%
Estimated Payment Example
$312.96 a month for 72 months, $20,000 loan at 4.00%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

Used Vehicle Loans (Previous model year or older and over 5,000 miles)

0 - 36 Months

APR
3.50% - 12.50%
Estimated Payment Example
$586.11 a month for 36 months, $20,000 loan at 3.50%

37 - 48 Months

APR
3.75% - 12.75%
Estimated Payment Example
$449.41 a month for 48 months, $20,000 loan at 3.75%

60 - 72 Months

APR
4.00% - 5.75%
Estimated Payment Example
$312.96 a month for 72 months, $20,000 loan at 4.00%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

First Time Buyer Program

0 - 60 Months

APR
7.24% - 7.74%
Estimated Payment Example
$398.41 a month for 60 months, $20,000 loan at 7.24%

61 - 72 Months

APR
7.74% - 8.24%
Estimated Payment Example
$348.25 a month for 72 months, $20,000 loan at 7.74%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

Recreational Vehicle Loans (Motorhomes, Boats, Travel Trailers, Etc)

0 - 60 Months

APR
4.99% - 7.99%
Estimated Payment Example
$660.47 a month for 60 months, $35,000 loan at 4.99%

Motorcycle Loans

0 - 36 Months

APR
3.49% - 6.24%
Estimated Payment Example
$586.02 a month for 36 months, $20,000 loan at 3.49%

37 - 48 Months

APR
3.74% - 6.49%
Estimated Payment Example
$449.32 a month for 48 months, $20,000 loan at 3.74%

Personal Loans

0 - 24 Months

APR
5.99% - 17.99%
Estimated Payment Example
$221.62 a month for 24 months, $5,000 loan at 5.99%

25 - 36 Months

APR
6.24% - 10.24%
Estimated Payment Example
$152.69 a month for 36 months, $5,000 loan at 6.24%

37 - 48 Months

APR
6.49% - 10.49%
Estimated Payment Example
$118.58 a month for 48 months, $5,000 loan at 6.49%

49 - 60 Months

APR
6.74% - 10.74%
Estimated Payment Example
$98.42 a month for 60 months, $5,000 loan at 6.74%

Visa

Visa Platinum

Interest Rates & Charges

APR | 7.04% – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% introductory APR for the first 180 days for balances transferred within 30 days from account opening

Visa Platinum Rewards

Interest Rates & Charges

APR for Purchases | 8.04% – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% introductory APR for the first 180 days for balances transferred within 30 days from account opening.

Home Improvement Loans

12 - 60 Months

APR
5.99%
Estimated Payment Example
$10,000 for 60 mos at 5.99% = $193.28 payment monthly

61 - 120 Months

APR
6.99%
Estimated Payment Example
$10,000 for 120mos at 6.99% = $116.07 payment monthly

121 - 180 Months

APR
7.99%
Estimated Payment Example
$25,000 for 180mos at 7.99% = $238.81 payment monthly