All Lending Rates

Current as of May 14th, 2020
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New Vehicle Loans (Current model year or newer and 5,000 miles or less)

0 - 54 Months

APR
3.49% - 10.24%
Estimated Payment Example
$400.81 a month for 54 months, $20,000 loan at 3.49%

55 - 66 Months

APR
3.99% - 10.74%
Estimated Payment Example
$338.05 a month for 66 months, $20,000 loan at 3.99%

67 - 78 months

APR
4.49% - 11.24%
Estimated Payment Example
$296.18 a month for 78 months, $20,000 loan at 4.49%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

Used Vehicle Loans (Previous model year or older and over 5,000 miles)

0 - 54 Months

APR
3.99% - 10.74%
Estimated Payment Example
$405.29 a month for 54 months, $20,000 loan at 3.99%

55 - 66 Months

APR
4.49% - 11.24%
Estimated Payment Example
$342.61 a month for 66 months, $20,000 loan at 4.49%

67 - 78 months

APR
4.49% - 11.24%
Estimated Payment Example
$296.18 a month for 78 months, $20,000 loan at 4.49%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

First Time Buyer Program

0 - 54 Months

APR
6.74% - 7.24%
Estimated Payment Example
$430.52 a month for 54 months, $20,000 at 6.74%

55 - 66 Months

APR
7.24% - 7.74%
Estimated Payment Example
$368.37 a month for 66 months, $20,000 at 7.24%

67 - 78 months

APR
7.74% - 8.24%
Estimated Payment Example
$327.22 a month for 78 months, $20,000 at 7.74%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

Recreational Vehicle Loans (Motorhomes, Boats, Travel Trailers, Etc)

0 - 180 Months

APR
5.99% - 10.99%
Estimated Payment Example
$511.24 a month based on 84 months, $35,000 loan at 5.99%

Motorcycle Loans

0 - 54 Months

APR
3.49% - 7.24%
Estimated Payment Example
$400.81 a month based on 54 months, $20,000 loan at 3.49%

55 - 78 Months

APR
4.49% - 8.74%
Estimated Payment Example
$296.18 a month based on 78 months, $20,000 loan at 4.49%

Personal Loans

6 - 12 Months

APR
5.99% - 16.99%
Estimated Payment Example
$301.24 a month for 12 months, $3,500 loan at 5.99%

13 - 24 Months

APR
6.24% - 17.99%
Estimated Payment Example
$155.52 a month for 24 months, $3,500 loan at 6.24%

25 - 36 Months

APR
6.49% - 14.24%
Estimated Payment Example
$107.28 a month for 36 months, $3,500 loan at 6.49%

37 - 48 Months

APR
6.74% - 10.74%
Estimated Payment Example
$83.41 a month for 48 months, $3,500 loan at 6.74%

49 - 60 Months

APR
6.99% - 8.99%
Estimated Payment Example
$69.31 a month for 60 months, $3,500 loan at 6.99%

Visa

Visa Platinum

Interest Rates & Charges

APR | 7.04% – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% introductory APR for the first 180 days for balances transferred within 30 days from account opening

Visa Platinum Rewards

Interest Rates & Charges

APR for Purchases | 8.04% – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% introductory APR for the first 180 days for balances transferred within 30 days from account opening.

Home Improvement Loans

12 - 60 Months

APR
5.99%
Estimated Payment Example
$10,000 for 60 mos at 5.99% = $193.28 payment monthly

61 - 120 Months

APR
6.99%
Estimated Payment Example
$10,000 for 120mos at 6.99% = $116.07 payment monthly

121 - 180 Months

APR
7.99%
Estimated Payment Example
$25,000 for 180mos at 7.99% = $238.81 payment monthly