All Lending Rates

Current as of January 1, 2023
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New & Used Auto Loans

0 - 36 Months

APR
5.85% - 14.85%
Estimated Payment Example
$607 a month for 36 months, $20,000 loan at 5.85%

37 - 48 Months

APR
6.77% - 15.77%
Estimated Payment Example
$477 a month for 48 months, $20,000 loan at 6.77%

49 - 60 Months

APR
7.35% - 16.35%
Estimated Payment Example
$399 a month for 60 months, $20,000 loan at 7.35%

61 - 72 Months

APR
8.35% - 17.35%
Estimated Payment Example
$354 a month for 72 months, $20,000 loan at 8.35%

73 - 84 months

APR
9.57% - 18.00%
Estimated Payment Example
$328 a month for 84 months, $20,000 loan at 9.57%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

First Time Buyer Program

0 - 60 Months

APR
11.32%
Estimated Payment Example
$438 a month for 60 months, $20,000 loan at 11.32%

61 - 72 Months

APR
12.85%
Estimated Payment Example
$454 a month for 72 months, $20,000 loan at 12.85%

Vehicle Loan Rate Discounts

Deduction

0.25% for Active Duty Military and Veterans
0.25% for Automatic Payment
0.25% for Debt Protection

Recreational Vehicle Loans (Motorhomes, Boats, Travel Trailers, Etc)

0 - 60 Months

APR
8.25% - 11.25%
Estimated Payment Example
$714 a month for 60 months, $35,000 loan at 8.25%

61 - 84 Months

APR
9.95% - 12.95%
Estimated Payment Example
$580 a month for 84 months, $35,000 loan at 9.95%

85 - 120 Months

APR
11.65% - 14.65%
Estimated Payment Example
$495 a month for 84 months, $35,000 loan at 11.65%

121 - 144 Months

APR
13.35% - 16.35%
Estimated Payment Example
$489 a month for 144 months, $35,000 loan at 13.35%

145 - 180 Months

APR
15.05% - 18.00%
Estimated Payment Example
$491 a month for 180 months, $35,000 loan at 15.05%

Motorcycle Loans

0 - 36 Months

APR
7.30% - 10.05%
Estimated Payment Example
$620 a month for 36 months, $20,000 loan at 7.30%

37 - 48 Months

APR
7.94% - 10.69%
Estimated Payment Example
$488 a month for 48 months, $20,000 loan at 7.94%

49 - 60 Months

APR
8.00% - 10.75%
Estimated Payment Example
$406 a month for 60 months, $20,000 loan at 8.00%

61 - 72 Months

APR
9.06% - 11.81%
Estimated Payment Example
$361 a month for 72 months, $20,000 loan at 9.06%

73 - 84 Months

APR
10.27% - 13.02%
Estimated Payment Example
$335 a month for 84 months, $20,000 loan at 10.27%

Personal Loans

0 - 24 Months

APR
9.48% - 18.00%
Estimated Payment Example
$230 a month for 24 months, $5,000 loan at 9.48%

25 - 36 Months

APR
9.73% - 18.00%
Estimated Payment Example
$161 a month for 36 months, $5,000 loan at 9.73%

37 - 48 Months

APR
9.98% - 18.00%
Estimated Payment Example
$127 a month for 48 months, $5,000 loan at 9.98%

49 - 60 Months

APR
10.76% - 18.00%
Estimated Payment Example
$108 a month for 60 months, $5,000 loan at 10.76%

61 - 72 Months

APR
12.24% - 18.00%
Estimated Payment Example
$197 a month for 72 months, $10,000 loan at 12.24%

73 - 84 Months

APR
12.49% - 18.00%
Estimated Payment Example
$358 a month for 84 months, $20,000 loan at 12.49%

Secured Loans

0 - 120 Months Max

APR
3.00% above the Certificate of Deposit Dividend Rate%
Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR

0 - 120 Months

APR
3.00% above the Dividend Rate%
Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR

Visa

Visa Platinum

Interest Rates & Charges

APR | 9.54 – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days

Visa Platinum Rewards

Interest Rates & Charges

APR for Purchases | 10.54 – 18.00% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days

Visa Green Rewards

Interest Rates & Charges

APR | 15.99% based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 11.99% Fixed

Home Improvement Loans

12 - 60 Months

APR
10.76%
Estimated Payment Example
$216 a month for 60 months, $10,000 loan at 10.76%

61 - 120 Months

APR
12.24%
Estimated Payment Example
$145 a month for 120 months, $10,000 loan at 12.24%

121 - 180 Months

APR
12.99%
Estimated Payment Example
$316 a month for 180 months, $25,000 loan at 12.99%