Bridge Loans

Get the financial support you need with a bridge loan from America’s Credit Union.

Bridge Loans

Learn More About Bridge Loans and How They Can Support Your Home Purchase

What is a Bridge Loan?

A bridge loan from America’s Credit Union is a short-term loan that can help you bridge the financial gap when buying a home. Bridge loans are designed to help cover the time period between the purchase of the new home and the sale of your existing home, providing you with the confidence and security of having the funds to make the transition.


Applying for a Bridge Loan is Simple!

Step 1 Apply OnlineOur online application is quick and easy. Select Home Equity Line of Credit, and simply provide your housing and income information to get started.
Step 2 Application ReviewalWe’ll verify your details, evaluate equity, and determine how much you may be eligible for.
Step 3 Get ApprovedOnce reviewed we’ll guide you through the closing process to ensure you are able to get into your dream home.

Get Started

Home Loan Center TeamVisit Our Home Loan Center in DuPont!

Call or visit to make an appointment with our Mortgage Team to see if a bridge loan is right for you.

Home Loan Center
1495 Wilmington Dr
Suite 180
DuPont, WA 98327
Call or text: 253-591-6871
Toll Free: 866-968-7128


Common Questions About Bridge Loans

What is a bridge loan?

A bridge loan is a short-term loan that is used to bridge the gap between the sale of a current property and the purchase of a new property. They often last between six months and a year, making them an ideal tool for homeowners who don’t want to wait until they’ve sold their previous home to purchase their new one.

How does a bridge loan help you buy a home?

Bridge loans are designed to provide you with the funds you need to buy a home while you’re still in the process of selling your existing home. With a bridge loan from America’s Credit Union, you can have the flexibility and security of knowing that you have the funds to purchase a new home before you sell the old one.

Who should consider a bridge loan?

Bridge loans are suitable for borrowers who have sufficient equity in their current property and a high credit score. They are most commonly used by homeowners who are looking to purchase a new property before their current one is sold.

How much can I borrow with a bridge loan?

The amount borrowers can receive with a bridge loan depends on the value of their current home and the value of the home they plan on purchasing. Typically, the loan amount is limited to 80% of the value of the departing property, which provides enough money for the down payment on the new property.

Why choose a bridge loan from America's Credit Union?

At America’s Credit Union we offer our members competitive rates, flexible repayment terms, and low fees. We understand the value and importance of homeownership and aim to make the loan process as easy and stress-free as possible. Our knowledgeable loan officers are dedicated to assisting our members in finding a financing option that works best for them.

More Ways ACU Can Help With Your Financing

As well as bridge loans, America’s Credit Union offers our members a great range of products and services. Find out more about some of our other lending options.

Home Equity Loan

Once you reach a certain amount of equity on your home, you can access the funds for renovations, debt consolidation, and more.

Learn More

Home Equity Line of Credit (HELOC)

A revolving line of credit lets you access cash to use however you like, whenever you need.

Learn More

Personal Loan

Whether you want to pay down debt, meet expenses, or take a deserved vacation, we’ve got you covered with a loan of between $500 and $25,000.

Learn More


*APR = Annual Percentage Rate.

Please contact the Mortgage Department with any questions. Annual Percentage Rates, terms, and conditions offered are subject to change without notice. Limited to one to four family units. Property must be in the state of Washington, Oregon or Idaho. Property insurance required. Values based on current tax assessment or Automated Value. America’s Credit Union NMLS 449181. NCUA insured. Equal housing lender. Located at 1495 Wilmington Drive, DuPont, WA 98327.


What Our Members Have to Say


“ACU Home Loan Center is the place to go to for a Home Equity Loan if you ever need one. Kaila Sweeney went above and beyond from day one to the day we received the loan. Ms. Kaila is the best Loan Officer I had the pleasure to work with. Ms. Ruby at the Graham Branch and her crew took very good care of us when we finalized the Loan. Excellent folks, respectful and very friendly. Thank You.”

-F. Faiva
4 friends on a mountain top