Personal Loans

Our versatile lending options help you do more.

Since our founding in 1954, ACU has been helping our members with personal loans to meet specific needs. So whether you need a new computer, want to take a bucket list family trip, or make improvements to your home, we can help with an unsecured personal loan.

Our versatile lending options help you do more.

Since our founding in 1954, ACU has been helping our members with personal loans to meet specific needs. So whether you need a new computer, want to take a bucket list family trip, or make improvements to your home, we can help with an unsecured personal loan. Members can apply to borrow between $500 and $25,000 depending on your credit and other factors. Please contact ACU to learn more.

Payment Options

Skip a Payment

If you have an ACU auto or personal loan, you may be eligible to skip some payments and use the extra cash for unexpected bills or other expenses. Learn more about our Skip a Payment option.

Online Loan Payment Option

Register for our convenient online loan payment option, which costs just $12 per payment. All payments made prior to 6:00 p.m. PST will be processed on the same day.

[Insert Make a Payment button]

Student Loans

If you need help paying for undergraduate or graduate school expenses, ACU has a solution. In partnership with Sallie Mae, we offer our members a loan at a competitive rate through the Smart Option Student Loan Program.

Benefits and features of the program include:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates for greater flexibility.
  • No origination fees and no prepayment penalty.
  • Interest rate deductions, including rates that reward good credit, are available.
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate.
  • Ability to work with US-based student loan specialists to get the advice you need.

Don’t let tuition costs interrupt your dreams of higher education. To learn more about our loan options or to apply, get started here.

What Our Members Have To Say

Help Center
The representative in the loan department was the most helpful person we have met in our many years in the military. She was very informative with what our requirements were to get a loan. And, any questions we asked, she answered knowledgably. Truly we say thank you ACU.
Mary
JBLM