Skip a Payment

If you have an ACU auto or personal loan, you may be eligible to skip some payments and use the extra cash for unexpected bills or other expenses. Under this program, you will only pay a $30 processing fee for each payment you choose to skip, and interest will continue to accrue on your loan.

How to skip a payment

  1. Log in to our Online Banking site
  2. Select “Skip a Payment” from the Loan Options Menu.

Or if you prefer not to use Online Banking, contact us to discuss your options.


Terms and conditions: Skip a Payment requests are based on approval criteria established by the credit union. All loans eligible to skip their payment will automatically show on Online Banking. A fee of $30 will be deducted from a checking or savings account for this service at the time the request is processed. This fee will not be charged against any minimum balance requirements. Acceptance of this offer will extend the term of the loan and interest will continue to accrue. Mortgage and home equity loans are excluded from this program. A maximum of two payments in the past 12 months may be skipped. No consecutive skips (two months in a row). This service is subject to change without notice and other restrictions may apply.