Cash Management

Accept Every Way Your Customers Pay

America's Credit Union powers business payment processing through Gravity Payments, so you can take all major cards in person, on mobile, and online with transparent pricing and 24/7 support.

Customer paying by card at a small business checkout
24/7
Gravity Support
All
Major Card Types
3
Ways to Accept
Clear
Transparent Pricing

Take Payments However You Sell

America's Credit Union partners with Gravity Payments so your business can accept every major card at the counter, on mobile, and online.

Take Payments Anywhere

One Setup for the Counter, Mobile, and Online

Gravity Payments seamlessly integrates with point-of-sale systems, mobile, eCommerce, and online gateways. We help your business accept all major card types through EMV chip cards, swipe, or contactless payments like Apple Pay or Samsung Pay.

  • Point-of-sale, mobile, and eCommerce
  • All major card types
  • EMV chip, swipe, and contactless
  • Apple Pay and Samsung Pay accepted
Talk to Our Team
POS
At the Counter
Mobile
On the Go
Online
eCommerce Gateways
Tap
Apple and Samsung Pay
The Right Setup for Your Business

Matched to How You Actually Sell

Point-of-sale: we take the time to match the right POS solution to your business, because every business is unique. Mobile: accept payments anywhere at any time with a wide range of the latest mobile solutions. eCommerce: Gravity Payments provides a safe and easy experience for customers to purchase your products and services online.

  • POS matched to your business
  • Latest mobile payment solutions
  • Safe and easy online checkout
  • One partner across every channel
Talk to Our Team
Matched
POS Solution
Latest
Mobile Solutions
Safe
Online Checkout
One
Partner, Every Channel
Why ACU Powers Payments Through Gravity

Support and Pricing You Can Trust

24/7 Support: Gravity Payments' dedicated support team is always available to respond to any request. Consultative approach: we listen first, so we can focus on the right solution to help your business grow. Complete transparency: nothing hidden in the fine print, and no industry jargon.

  • Dedicated 24/7 support team
  • Consultative, listen-first approach
  • Complete pricing transparency
  • No fine print or jargon
Talk to Our Team
24/7
Dedicated Support
Listen
First Approach
Clear
Pricing Transparency
$0
Hidden Fine Print

Every Way to Pay, Backed by Real Support

Plenty of processors sell terminals. ACU pairs card processing through Gravity Payments with local decision-making and a support team that answers.

All Major Cards

Accept every major card type your customers carry, no exceptions.

In-Person, Mobile, Online

One partner covers the counter, mobile, and your online store.

Contactless Ready

Take EMV chip, swipe, and contactless like Apple Pay and Samsung Pay.

24/7 Support

Gravity Payments' dedicated team is available around the clock for any request.

Transparent Pricing

Complete transparency, with nothing hidden in the fine print.

Consultative Setup

We listen first, then match the right solution to help your business grow.

Three Steps to Start Accepting Cards

You do not need to know the terminals. You just need to know your business. We handle the rest.

1

Tell Us How You Sell

Counter, mobile, online, or all three. We listen first.

2

Match the Right Solution

Gravity Payments matches the POS, mobile, or eCommerce setup to your business.

3

Start Accepting Cards

Take EMV, swipe, and contactless payments with 24/7 support behind you.

★★★★★
“ACU's business team provides the kind of personalized service and local decision-making that you just can't find at the big banks. They understand our business and respond fast.”
Karen C.
KC Lodging Inc.

Card Processing FAQ

Answers to the questions business members ask most about accepting card payments. Flat-rate processors such as Stripe publish standard online pricing of 2.9% plus 30 cents per transaction; Gravity Payments quotes interchange-based pricing tailored to your volume.

America's Credit Union powers business card processing through Gravity Payments. Gravity integrates with point-of-sale systems, mobile, eCommerce, and online gateways so you can accept all major card types with transparent pricing and a dedicated support team behind you.
You can accept all major card types. Gravity Payments supports EMV chip cards, magnetic swipe, and contactless payments, so your business is set up to take payment however your customers want to pay, in person or online.
Yes. Card processing through Gravity Payments accepts contactless payments including Apple Pay and Samsung Pay, alongside EMV chip and swipe. Your customers can tap, insert, or swipe at the counter or on a mobile device.
Yes. Gravity Payments provides point-of-sale, mobile, and eCommerce solutions, so you can accept cards at the counter, on the go, and in an online store. One partner covers every channel, matched to how your business sells.
Gravity Payments' dedicated support team is available 24/7 to respond to any request. The approach is consultative, so the team listens first to understand your needs and then focuses on the right solution to help your business grow.
Yes. Gravity Payments provides complete pricing transparency, with nothing hidden in the fine print and no confusing industry jargon. The goal is to protect community businesses from being overcharged and underserved.

Disclosures

Card processing services are provided through Gravity Payments, a third-party provider; their services are subject to Gravity Payments' own terms and agreements. Membership required. America's Credit Union is a federally chartered credit union insured by the NCUA up to $250,000 per ownership category. NMLS #449181. Equal opportunity lender.

Get Paid However Your Customers Want

Accept cards in person, on mobile, and online through Gravity Payments. Talk with our business services team to get set up.