Accept Every Way Your Customers Pay
America's Credit Union powers business payment processing through Gravity Payments, so you can take all major cards in person, on mobile, and online with transparent pricing and 24/7 support.

Take Payments However You Sell
America's Credit Union partners with Gravity Payments so your business can accept every major card at the counter, on mobile, and online.
One Setup for the Counter, Mobile, and Online
Gravity Payments seamlessly integrates with point-of-sale systems, mobile, eCommerce, and online gateways. We help your business accept all major card types through EMV chip cards, swipe, or contactless payments like Apple Pay or Samsung Pay.
- Point-of-sale, mobile, and eCommerce
- All major card types
- EMV chip, swipe, and contactless
- Apple Pay and Samsung Pay accepted
Matched to How You Actually Sell
Point-of-sale: we take the time to match the right POS solution to your business, because every business is unique. Mobile: accept payments anywhere at any time with a wide range of the latest mobile solutions. eCommerce: Gravity Payments provides a safe and easy experience for customers to purchase your products and services online.
- POS matched to your business
- Latest mobile payment solutions
- Safe and easy online checkout
- One partner across every channel
Support and Pricing You Can Trust
24/7 Support: Gravity Payments' dedicated support team is always available to respond to any request. Consultative approach: we listen first, so we can focus on the right solution to help your business grow. Complete transparency: nothing hidden in the fine print, and no industry jargon.
- Dedicated 24/7 support team
- Consultative, listen-first approach
- Complete pricing transparency
- No fine print or jargon
Every Way to Pay, Backed by Real Support
Plenty of processors sell terminals. ACU pairs card processing through Gravity Payments with local decision-making and a support team that answers.
All Major Cards
Accept every major card type your customers carry, no exceptions.
In-Person, Mobile, Online
One partner covers the counter, mobile, and your online store.
Contactless Ready
Take EMV chip, swipe, and contactless like Apple Pay and Samsung Pay.
24/7 Support
Gravity Payments' dedicated team is available around the clock for any request.
Transparent Pricing
Complete transparency, with nothing hidden in the fine print.
Consultative Setup
We listen first, then match the right solution to help your business grow.
Three Steps to Start Accepting Cards
You do not need to know the terminals. You just need to know your business. We handle the rest.
Tell Us How You Sell
Counter, mobile, online, or all three. We listen first.
Match the Right Solution
Gravity Payments matches the POS, mobile, or eCommerce setup to your business.
Start Accepting Cards
Take EMV, swipe, and contactless payments with 24/7 support behind you.
“ACU's business team provides the kind of personalized service and local decision-making that you just can't find at the big banks. They understand our business and respond fast.”
Card Processing FAQ
Answers to the questions business members ask most about accepting card payments. Flat-rate processors such as Stripe publish standard online pricing of 2.9% plus 30 cents per transaction; Gravity Payments quotes interchange-based pricing tailored to your volume.
Disclosures
Card processing services are provided through Gravity Payments, a third-party provider; their services are subject to Gravity Payments' own terms and agreements. Membership required. America's Credit Union is a federally chartered credit union insured by the NCUA up to $250,000 per ownership category. NMLS #449181. Equal opportunity lender.
Get Paid However Your Customers Want
Accept cards in person, on mobile, and online through Gravity Payments. Talk with our business services team to get set up.