A Real Plan, Built With a Real Advisor
Retirement, college, your estate, the what-ifs. Sit down with a licensed financial professional who takes the time to learn your goals, then builds a plan to reach them. The first conversation is free.
Not NCUSIF insured. No credit union guarantee. May lose value. Offered through Cetera Advisor Networks LLC.
Guidance for Every Stage of Life
Whether you are saving for your first home or settling an estate, your advisor matches the strategy to the goal, not the other way around.
Investment Planning
Investing wisely does not have to be complicated. Your advisor builds strategies that help you avoid common pitfalls and put your money to work with confidence.
Retirement Planning
Do you know where your retirement income will come from? Together you will figure out how much you need to save and build a realistic plan to get there.
Estate Planning
An estate plan that minimizes tax liability, spells out your healthcare wishes, and makes sure your assets reach the people you love, the way you intend.
Insurance Planning
Protect your family from the financial impact of the unexpected. Your advisor compares programs from several insurance companies and matches you with the right coverage.
Local Faces, Licensed Guidance
Justin Deutsch, CFP®, CRC®
Justin brings more than a decade of banking and insurance experience to ACU Financial Services, working alongside Jazzy Motley, the team's administrative assistant and a familiar face to ACU members since 2021. Justin holds the CFP and CRC designations and works with members on retirement, education, estate and insurance planning.
Call Justin at 253-912-3299, schedule an appointment, or meet the whole team at ACU Financial Services.
Products Offered Through Cetera Advisor Networks
The products below are offered through Cetera Advisor Networks LLC, not by America's Credit Union. Your ACU Financial Services representative is a registered representative of Cetera.
Not NCUSIF insured. No credit union guarantee. May lose value.
Investment Vehicles
- Stocks, bonds, and mutual funds
- Exchange-traded funds and CDs
- Fixed and variable annuities
- Managed futures and REITs (qualified investors)
Retirement Plans
- Traditional and Roth IRAs
- SEP and SIMPLE IRAs
- 401(k), 403(b), and profit sharing
- Money purchase and defined benefit plans
Education Savings
- 529 college savings plans
- Coverdell savings accounts
- UTMA and UGMA custodial accounts
Insurance
- Life insurance
- Long-term care coverage
- Disability income protection
Personal Accounts
- Individual and joint accounts
- Trust accounts
- Transfer on Death (TOD) registrations
- Cash management with automatic deposit
Business Investments
- Corporation and LLC plans
- Sole proprietor and partnership plans
- Nonprofit 501(c) organizations
From First Chat to Working Plan
Schedule a Free Visit
Book an appointment online or stop by any branch. There is no cost for the first appointment.
Map Your Goals
Your advisor learns where you are today, where you want to be, and your comfort with risk, then drafts a plan around your timeline.
Put It to Work
Open the right accounts, fund them on a schedule that fits your budget, and meet regularly to keep the plan on track as life changes.
Questions Members Ask Before Their First Visit
Your Goals Deserve More Than Guesswork
One free conversation with a licensed professional can turn someday into a plan with dates on it.
Important Disclosures
Securities and advisory services offered through Cetera Advisor Networks LLC, member FINRA/SIPC, a broker/dealer and a Registered Investment Adviser. Cetera Advisor Networks LLC is under separate ownership from any other named entity. Cetera Advisor Networks LLC and America's Credit Union are not affiliated companies.
ACU Financial Services is a marketing name used by America's Credit Union for the investment program available at its branches. Investment products and services are provided by Cetera Advisor Networks LLC and its registered representatives, not by America's Credit Union.
Not NCUSIF insured. Not deposits or other obligations of the credit union. No credit union guarantee. Not insured by any federal government agency. May lose value.
America's Credit Union receives compensation from Cetera Advisor Networks LLC in connection with the investment program offered at its branches, including a share of the commissions and advisory fees generated by member accounts. This gives the credit union a financial incentive to refer members to Cetera Advisor Networks LLC and its representatives. Members pay no additional fee to America's Credit Union for a referral.
This site is published for residents of the United States only. Registered representatives of Cetera Advisor Networks LLC may only conduct business with residents of the states or jurisdictions in which they are properly registered. Not all products or services referenced are available in every state or through every representative listed.
Insurance products are offered through the licensed insurance agency affiliated with Cetera Advisor Networks LLC, not through America's Credit Union. Coverage is subject to underwriting by the issuing carrier. Guarantees are backed by the claims-paying ability of the issuing insurance company.
Annuities are long-term products designed for retirement. Withdrawals may be subject to surrender charges. Withdrawals taken before age 59 1/2 may be subject to a 10 percent federal tax penalty. Variable annuity values fluctuate with market conditions.
The "Federally insured by NCUA" statement in the site footer applies to deposit accounts only, not to the investment products described on this page.