Promotion Valid through 3/31/25

ACU Visa Balance Transfer

Get a Handle on Debt!

ACU Promotional Balance Transfer Rates: 0% APR* for 12 months and $0 in Transfer Fees** if you sign up before March 31st!

ACU is offering new and existing members a special promotional rate on Balance Transfers completed before March 31, 2026. This offer includes 12 months at 0% APR and no associated transfer fees.

A balance transfer with ACU allows a member to move their credit card balances (including store credit cards!) from a pre-existing account to a new ACU loan share and make use of our special promotional offer for a new temporary interest rate and potential savings! Take your cash back and make a responsible choice for your finances!

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Also feel free to explore our interest rate Calculator to see if this offer is right for you!***

*APR = Annual Percentage Rate. 0% APR promotional rate applies to balance transfers made to your ACU Visa account during the promotional period. The promotional rate will remain in effect for 12 months from the date of the first qualifying balance transfer.

**Balance Transfer Fee: No balance transfer fee applies. Waiver of the fee applies only to these promotional transfers during the advertised promotional period. After the promotional period ends, any remaining balance will accrue interest at your standard variable APR for purchases, currently 9.04%–18.00%, based on creditworthiness and subject to change with the Prime Rate. Business Visa is excluded from this promotion. Balance transfers must be completed by March 31, 2026, to qualify for the promotional APR. Transfers from other ACU loans or credit cards are not eligible. If your available credit is insufficient, we may transfer only a portion of the requested amount. This offer is subject to credit approval. Please refer to the Visa Credit Card Agreement for complete terms, conditions, and rate information.

***Information and interactive calculators are made available as self-help tools for your independent use and are intended for educational purposes only. Assumes no other existing balances or new transactions are made to the account. Assumes your entered Monthly Payment. This may vary from your Minimum Monthly Payment as defined by your Cardmember Agreement. Your savings will vary.