Online Banking

Do your banking on your terms.

Online banking is convenient, secure, and easy to use. It lets you complete banking tasks and access your checking and savings accounts on your schedule — all you need is an Internet connection. Sign up for online banking and you’ll get access to the following services:


Get convenient alerts via email or text message letting you know about a low account balance, non-sufficient funds (NSF), overdraft protection, overdraft transfer, direct deposit activity, low available credit, loan payment due date, or notice of a maturing certificate of deposit. To sign up for the alerts you’d like to receive, login to online banking and follow the prompts for eAlerts.


With eNotices you get electronic copies of documents you typically receive by mail such as NSF messages or loan payment reminders. Instead of a hard copy, you’ll get an email message within two business days of the notice date letting you know you have a document to view. eNotices are safe and secure and remain available to view for at least 90 days. You can sign up for eNotices through online banking.


This feature lets you view and print your statements online. They arrive quicker than paper statements, reduce the paper waste of hard copy statements, and eliminate the risk of your statement getting lost in the mail or being stolen from your mailbox. To sign up, set your eStatement preferences in online banking to “electronic.”

eTax Forms

With this option, you can view and print your most current tax forms as soon as they are available. To enroll, go to eStatement preferences in online banking and mark your eTax Form setting to “electronic.”

Quicken and QuickBooks Access

It’s easy to download your ACU transactions into Quicken or QuickBooks to keep your finances organized and accurate. To sign up, go into your Quicken or QuickBooks software, select “ACU – America’s Credit Union” as a listed financial institution, and enter your ACU online banking username and password. You’ll then be able to upload your account data directly to Quicken or QuickBooks.

There is no monthly fee for Quicken or QuickBooks downloads; however, you must be enrolled in ACU’s online banking and use a recent version of Quicken or QuickBooks software. Please contact us with questions about getting started.

Further instructions are below:

Online Bill Pay

Online Bill Pay eliminates the tedious task of writing and mailing checks each month by allowing you to pay using your computer or mobile device. To access this free, secure service, all you need is an ACU checking account and to register for online banking or mobile banking.

Online Bill Pay lets you automatically set up one-time or recurring payments (such as your mortgage, rent, or utility bills) for the dates and amounts you choose. Payments can even be scheduled up to 12 months in advance for greater convenience. You can also use the service to pay an individual as long as you have their postal address.

Here’s how Online Bill Pay works: Just enter the “Send On” date while paying your bill and the “Delivery By” date will be automatically calculated and displayed. Payments are typically delivered within 2-5 business days of the “Send On” date. This service also provides you with a running balance, so you can see your account balance while scheduling your payments.

How to Sign Up for Online Bill Pay

  1. Login to online banking
  2. Click on “Bill Pay”
  3. Click the “Add Payee” button
  4. Enter the payee information or search our payee database and select from a list of local and national companies

If you have questions about Online Bill Pay, please contact ACU.

Browser, Operating System, and Platform Requirements

ACU supports the current versions of the following Internet browsers:

  • Internet Explorer
  • Mozilla Firefox
  • Safari
  • Google Chrome

Due to the high number of browsers and operating systems on the market, we are unable to test and support all versions. Other platforms may be compatible but optimal viewing and navigation may not occur.