Business Accounts

Business Savings Accounts

No matter how big or small your business is, our Business Savings account can grow your idle funds. Earn interest with no balance requirements.* You need a savings account that works as hard as you do!

*Eligible business members can earn 0.30% APY (Annual Percentage Yield) on balances up to $1,000,000 when they maintain an open Business Savings that is 12 months old or less, an active Business Checking, and a current business loan with us. The promotional rate begins once all qualifications are met and continues for 12 months from the date the savings is opened. If any of the qualifying conditions change—such as the loan closes, the checking account closes, or the savings account ages beyond 12 months—the account will revert to the standard APY in effect at that time. Only one Business Savings may earn the promotional rate. Rates may change after account opening. Fees may reduce earnings. Membership is required, including a $25 minimum balance in a savings account.

Business Checking

Easily manage your funds and make purchases without transaction fees or balance requirements.

• No monthly transaction fees or limits
• No monthly service charges**
• No minimum balance
• Same day availability on deposits (Same day availability in most cases. Typical 3-day hold on ATM deposits)***
• Free online bill pay
• Visa debit card

*$10.95 monthly fee applies to checking accounts that do not have a qualified Business Visa, Line of Credit or Loan relationship per account.
** 30 day ATM hold applies when business is under 30 days old.

Business Debit Cards

• Debit cards come with our business accounts and provide important features like EMV secure technology, online access and more.
• EMV chip security enhancement
• Special Discounts on your favorite brands
• 24-hour access to your account through Online Banking and Mobile Banking
• Secure online shopping with Verified by Visa
• Immediate emergency card replacement

Opening Your Business Account

Below is a list of documents by entity type that are required to open a business account. If you have questions whether an item applies to your business or how to get a certain document, contact ACU and we will go over the list with you to ensure your business account opening process is as smooth as possible.

Additional identifying information for the principals, beneficial owners and/or signers of the business may also be required in accordance with federal law requirements.