ACU Business Services Team
Patrick Horan
Patrick’s banking career and experience span over 30 years. He started with Puget Sound Bank and over the years honed his skills in commercial lending to include; CRE – Term and Construction as well as C&I. He is experienced in underwriting, presenting and closing commercial loans.
Patrick is excited to be a part of ACU and their commitment to Members and the Business Services products.
Sean Agustin
Sean serves as Chief Experience Officer and oversees credit union operations, sales, and marketing. He brings more than 19 years of experience in banking, spanning business development, lending, frontline service, management, and operations. His career began at a small community bank and later included eight years in the large bank environment. He studied mechanical engineering and entered banking by chance, then built a career marked by broad operational and commercial expertise.
Through operations, sales, and marketing, he works to improve the end-to-end member experience while supporting business owners as they start, operate, and grow. His work focuses on building strong relationships, driving sustainable growth, and strengthening the communities the credit union serves.
Jason Lopez
Jason joined ACU in 2016 after spending nearly 20yrs in the “Big Bank” world with a majority of his time in various leadership capacities. Jason has done everything from business lending to balancing an ATM and is able to provide advice from a wide range of experience.
Jason is deeply committed to having our business members prosper both personally and professionally. Feel free to call Jason with your business banking needs.
Renee Martin
Renee Martin brings more than 35 years of experience in commercial banking, with expertise in commercial lending, credit, portfolio management, and business development. Her career includes leadership roles at Kitsap Credit Union, Bank of the Pacific, Timberland Bank, and Wells Fargo.
She joined America’s Credit Union in 2020 and serves as AVP of Business Services, overseeing the commercial lending process while supporting policy development and mentoring her team. Renee is known for her steady leadership and commitment to helping local businesses thrive. Outside of work, she enjoys gardening and spending time with her family and faith.