Tap, Pay, and Be on Your Way
Every new ACU card arrives ready for contactless payments. No swiping, no chip-reader wait, no fumbling for cash. Grabbing coffee or paying for groceries takes exactly one tap.
The Swipe-and-Wait Era Is Over
Built for Speed
Contactless is designed to move the line. Tap the reader, wait for the confirmation, and go. Checkout takes seconds, not minutes.
Built-In Security
Every tap generates a one-time transaction code, protecting you against unauthorized transactions and data theft. Tap-to-pay is safer than swiping a magnetic stripe.
Already Activated
Your new ACU card is enabled for tap-to-pay from the moment it arrives. There is nothing to turn on and nothing to sign up for.
Two Ways to Start Tapping
Checking With a Debit Card
Fee-free options, dividend-earning options, and fresh-start options. Compare ACU checking accounts and every one comes with a contactless debit card.
A Visa Credit Card
Cash back, low rates, or credit building. Compare ACU Visa cards, all tap-to-pay ready the day they arrive.
Frequently Asked Questions
Contactless tap-to-pay is a feature that allows you to make payments by simply tapping your America’s Credit Union debit or credit card on a payment reader, without the need to insert or swipe your card.
Look for the contactless symbol on your card. If it’s there, you’re ready to tap and pay.
Yes, contactless payments are secure. They use the same encryption technology as chip cards and each transaction has a unique code, reducing the risk of fraud.
You can use your contactless card at any retailer that accepts contactless payments. Just look for the contactless symbol at checkout.
Your card is ready to use with the tap-to-pay feature right out of the box. No setup is required.
Absolutely. Your card also has a chip and magnetic stripe for traditional payment methods.
One Tap and You Are on Your Way
Get a contactless ACU debit or credit card and stop waiting on chip readers.
Compare ACU Cards