FRG and Unit Accounts Without the Runaround
Family Readiness Group, Cup and Flower, and similar unit accounts need specific documentation before we can open or change them. Bring the exact items below and it happens in one visit.
Required Documentation to Open
FRG checklist, also used for Cup and Flower and similar accounts.
FRG (Family Readiness Group. Checklist also used for “Cup and Flower” and similar accounts)
- DOD Memorandum from the Current Commander stating the following (must be specified) Authority to open account at ACU
- EIN#
- FRG Name (much match IRS EIN documents)
- Authorized signers names
- Change of signers
- Powers/duties to conduct banking services with ACU (i.e. types of accounts to open)
- Debit Cards/Checks to be issued if applicable
- Whether or not dividends will be forfeit
- Current Commander’s signature
- DOD Assumption of Command Letter/Memorandum (references AR 600-20 authority & signed by CDR)
- TIN: IRS-issued EIN (Get an EIN here). Note: Name of Unit Organization must exactly match EIN registration.
- ID to State to issued DL/ID, passport of authorized signers
Required Documentation to Update Signers
Changing Commanders or authorized signers uses this checklist.
FRG (Family Readiness Group. Checklist also used for “Cup and Flower” and like accounts)
- DOD Memorandum from the Current Commander stating the following (must be specified) Authority to update/change account at ACU
- EIN# (must match current FRG account EIN)
- FRG Name (must match current FRG account name)
- Authorized signer(s) names to be removed
- Authorized signer(s) names to be added
- Final complete list of authorized signers remaining on the account
- Debit Cards/Checks to be issued for new signers if applicable
- Whether or not dividends will be forfeit
- Current Commander’s signature
- ID to State to issued DL/ID, passport of authorized signers
If current Commander is different from last recorded Commander listed on account, also provide the following:
- DOD Assumption of Command Letter/Memorandum for current commander (references AR 600-20 authority & signed by Commander)
Three Steps to Your Unit Account
Gather the Memorandums
Get the DOD Memorandum and Assumption of Command letter signed by your current Commander, with every item on the checklist specified.
Match Your EIN
The unit name must exactly match the IRS EIN registration. Need an EIN? Get one from the IRS at no cost.
Bring Signers and ID
Every authorized signer brings a state-issued driver license, ID, or passport. Questions about closing an existing account? Contact ACU and we walk you through it.
One Visit, Signed and Banking
Bring the checklist items to any branch and your unit account opens the same day.
Schedule an Appointment