Transfers

Move Money in a Minute

Between your own accounts, to another ACU member, to your account at another institution, or straight to your ACU loan: every transfer lives in the ACU Mobile App, and each takes about a minute.

Couple in their kitchen sending a transfer from a phone

Every Transfer, Three Moves

01

Open Transfer Money

Log in to the ACU Mobile App, tap the menu, and select Transfer Money.

02

Pick From and To

Choose the account the money leaves and where it goes: your own account, another member, or an external account.

03

Confirm and Go

Enter the amount, add an optional memo, send now or schedule for later, then Submit and Confirm. Done.

Step by Step, Every Kind of Transfer

Transferring money between your accounts is a quick and easy process.

1. Login to the ACU Mobile App
2. Tap on the menu to bring in the sidebar.
3. Select “Transfer Money”
4. Select the account that you would like to transfer money from, and the account you would like to transfer money to.
5. Enter the amount that you would like to transfer.
6. Choose if you would like to send the money now, or schedule for a future date.
7. (Optional) Add a memo or note to the transfer to remind you what it was for when reviewing later.
8. Click “Submit” if satisfied that the information is correct.
9. Click “Confirm” to finalize and complete the transfer.

Sending money to another member is a snap.

1. Login to the ACU Mobile App.
2. Tap on the upper left menu to bring in the sidebar.
3. Select “Transfer Money.”
4. Choose the account from which you would like to transfer money.
5. Tap on “To Account.”
6. Select “Another Member.”
7. Enter the member’s account number, and the last name that is associated with their account. (You can save this member to your “Recipients List” to save you time and effort in the future.)
8. Enter the amount that you would like to transfer.
9. Choose if you would like to send the money now, or schedule for a future date.
10. (Optional) Add a memo or note to the transfer to remind you what it was for when reviewing later.
11. Click “Submit” if satisfied that the information is correct.
12. Click “Confirm” to finalize and complete the transfer.

Sending money from your ACU account is a snap.

1. Login to the ACU Mobile App.
2. Tap on the upper left menu to bring in the sidebar.
3. Select “Bill Pay”
4. (Optional) If you have multiple accounts, choose the account you want to make a transfer from.
5. Tap on the dropdown arrow next to “Bill Pay Dashboard.”
6. Scroll down and select “Transfer/Send Money.”
7. Tap on “To” and then “Add” (Next to the “People” option).
8. Enter the recipient’s information, and tap “Save.”
9. Select the account that you would like to transfer money from.
10. Enter the amount, and setup a security question that only the recipient will know.
11. Select the date of transfer, frequency, and notification options.
12. Add a message to the recipient.
13. Tap “Send,” and the transfer will be complete.
14. A message will be sent to the recipient asking for their account and routing number. The transfer should take 1-2 business days. You will receive a confirmation email once the transfer has been accepted.

Paying an ACU loan from your ACU checking or savings is the same Transfer Money flow, and it is free.

1. Login to the ACU Mobile App.
2. Tap on the menu to bring in the sidebar.
3. Select “Transfer Money.”
4. Choose the account the money comes from, then choose your loan as the “To” account.
5. Enter the amount, send now or schedule it, then Submit and Confirm.

Set it up as a recurring transfer and your payment is never late. Paying from an account at another bank instead? See every way to make a loan payment, including the online payment portal and your own bank’s bill pay.

Finding your MICR Number (commonly referred to as “Account Number”) and Routing Number in the ACU Mobile App is easy. These are most frequently needed for setting up direct deposit from your employer, or an automatic payment for a utility bill.

1. Login to the ACU Mobile App.
2. Select the account that you would like to use, such as checking or savings.
3. Tap on the “Details” slider button.
4. On the screen, you can see the MICR number (towards the top) and the routing number (towards the bottom).

Here to pay a loan?

A transfer to your loan is the fastest free way to pay. For every other option, including paying from another bank, see Make a Loan Payment.

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Your Money, Where You Need It, in Under a Minute

Log in to the ACU Mobile App and move money between accounts, members, and banks.

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