Crypto, Inside the Banking App You Trust
Buy, sell, and hold Bitcoin, Ethereum, Solana, DogeCoin, and XRP Ripple starting at $11, right next to your checking account. No outside exchange, no new logins.
What You Can Hold
Five Major Coins, One Trusted App
Buy, sell, and hold cryptocurrency inside ACU online banking, with a dashboard that updates prices every few seconds.
Bitcoin
BTC
Ethereum
ETH
Solana
SOL
DogeCoin
DOGE
XRP Ripple
XRP
No Surprises
Fees and Timing, Stated Up Front
| Item | Cost or Timing |
|---|---|
| Minimum initial deposit | $11 |
| Buy or sell transaction | 2% per transaction |
| Cold storage | 0.5% per year on total wallet, charged monthly |
| Withdrawals | $0.25 each, no frequency limit, 3 to 5 business days |
| New deposits | 30-day hold (anti-money-laundering compliance) |
| ACH transfer limit | $10,000 per transfer daily |
Getting Started
From Curious to Holding in Three Steps
Enroll in One Click
Log in to ACU online banking and open your EasyCoin wallet. Members only, primary account holder, no business or trust accounts.
Fund Your Wallet
Start with as little as $11. Set up recurring transfers if you want to build a position gradually.
Trade in Three Clicks
Buy, sell, and track your coins with real-time prices, right next to your checking account.
Why EasyCoin
Crypto Without the Sketchy Exchange
Most crypto lives on platforms you have never heard of. EasyCoin lives where your money already does.
Inside Your Banking App
No separate exchange account, no moving money to third-party platforms.
Start Small
Try crypto with pocket change, not a paycheck.
Cold Storage Security
Holdings are kept in cold storage, the security standard for digital assets.
Real-Time Dashboard
Prices update every few seconds so you always know where you stand.
Recurring Buys
Set a schedule and build your position automatically over time.
Always Open
Crypto markets never close, and neither does your dashboard.
Common Questions
EasyCoin Questions, Answered
Important Disclosures
Not NCUSIF insured. No Credit Union Guarantee. Not a deposit. Cryptocurrency may lose value. Not insured by any federal government agency. America's Credit Union has contracted with Access Softek Advisory Services LLC ("Access Softek") to make non-deposit investment products available to you. DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC, holds the investment accounts. Investment Advisor Representatives are registered through Access Softek. The cryptocurrency market is highly volatile. With any investment, there is a risk that you may lose your investment. A 30-day hold applies to initial deposits; withdrawals process within 3 to 5 business days at $0.25 each. ACH transfers are limited to $10,000 per transfer daily. Available to members only, primary account holders, excluding business and trust accounts. Membership required.
Curious About Crypto? Start With $11.
Enroll in one click from online banking and make your first trade in minutes, with real-time prices and cold storage security.