Investing Made Easy, Where You Already Bank
Start a managed portfolio with $200 or pick your own stocks from $500, all inside ACU online banking. No new apps, no extra passwords, no broker's office.
Two Ways to Invest
Hands-Free or Hands-On. Your Call.
Both live inside ACU online banking and the mobile app. Pick the one that matches how involved you want to be.
EasyVest Automated
Best if you want it handled for you
Answer a few questions about your goals, timeframe, and risk comfort. EasyVest builds you a custom portfolio of low-cost, broad-index ETFs and rebalances it automatically.
- $200 minimum to open and maintain
- 0.6% annual fee (0.15% per quarter, $1.50 minimum)
- Fractional shares and values-driven ETF options
- Individual, retirement, and joint accounts
- Automatic rebalancing, about 3% held in cash for fees and liquidity
EasyVest YourChoice
Best if you want to pick your own stocks
Build a custom portfolio your way. Choose your own investments, trade in real time, and buy fractional shares so you can own a piece of any company without full-share prices.
- $500 minimum deposit
- $3.00 per month flat fee, no commission math
- Real-time trading and fractional shares
- Monthly portfolio rebalancing
- Same login as your ACU accounts
At a Glance
Minimums, Fees, and Mechanics
| EasyVest Automated | EasyVest YourChoice | |
|---|---|---|
| Minimum to open | $200 | $500 |
| Fee | 0.6% per year (0.15%/quarter, $1.50 min) | $3.00 per month flat |
| How it invests | Custom ETF portfolio, auto-rebalanced | You pick stocks, real-time trades |
| Recurring transfers | Monthly, daily, or quarterly, up to $5,000 per transfer | |
| Withdrawals | $0.25 each, no frequency limit, 3 to 5 business days via ACH | |
| Transfers in | ACAT transfers from other brokerages supported | |
Getting Started
Open Your Account in Three Steps
No broker appointment and no separate app. If you bank with ACU, you are already most of the way there.
Log In to Online Banking
Go to Accounts and choose EasyVest. Only the primary account holder can open an investment account.
Answer a Few Questions
Your goals, timeframe, and risk comfort shape your automated portfolio, or skip straight to picking stocks with YourChoice.
Fund It and Let It Work
Transfer from your ACU account, set up recurring deposits if you like, and watch everything in the same dashboard as your banking.
Why EasyVest
Investing Where You Already Bank
One Login for Everything
Banking and investing side by side. Transfer between them without leaving the app.
A Real Starting Point
You do not need thousands to begin. Start small and add recurring deposits.
Low-Cost Index Portfolios
Broad-index ETF portfolios built to your timeframe and risk tolerance.
Fractional Shares
Own a slice of any company in your portfolio without paying full-share prices.
Rebalancing Included
Your portfolio adjusts automatically as markets move, keeping your plan on track.
Regulated Custody
Accounts are held by an SEC-registered broker-dealer and FINRA/SIPC member.
Common Questions
EasyVest Questions, Answered
Important Disclosures
The EasyVest investments are not NCUSIF insured. No Credit Union Guarantee. Not a deposit. May lose value. Not insured by any federal government agency. America's Credit Union has contracted with Access Softek Advisory Services LLC ("Access Softek") to make non-deposit investment products available to you. DriveWealth LLC, a SEC registered broker-dealer and member FINRA/SIPC, holds the investment accounts. Investment Advisor Representatives are registered through Access Softek. With any investment, there is a risk that you may lose your investment. Should the market value of your account decline, your account may lose value. Recurring transfers are limited to $5,000 per transfer. A 30-day hold applies to new deposits. Withdrawals are $0.25 each and process within 3 to 5 business days via ACH. Membership required.
Your First Portfolio Is Ten Minutes Away
Log in, answer a few questions, and your money is invested. Start with $200 and add to it on your schedule.