Personal and Auto Loans

ACU Loans

Borrow with Peace of Mind

At America’s Credit Union, we’ll help you find the right personal loan product that meets your needs and can help you protect that loan during these uncertain times.

Personal Loans

Borrow a minimum of $500 and a maximum of $25,000 based on your individual needs and credit-worthiness.

Personal Loan | 6-12 Months Starting at 5.99% APR

Personal Loan | 13-24 Months Starting at 6.24% APR

Personal Loan | 25-36 Months Starting at 6.49% APR

Auto Loans

New Vehicle Loans | 54 Months Starting at 3.49% APR

First Time Buyers | 54 Months Starting at 6.74% APR

Motorcycle, RV, and Boat Loans | 54 Months Starting at 3.49% APR

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For more information/options to refer to the rate sheet. All loans are subject to credit approval and if approved a membership share is required with a minimum deposit of $25. APR = Annual Percentage Rate.

ACU Loan Protection

When you’re facing an unexpected life event, the last thing you need is added financial stress. That’s why we offer several loan protection options to help you pay or postpone your debt in case of a sudden setback. Our options include:

Member’s Choice Borrower Security*
This voluntary loan payment protection option offers relief from the financial burden of delinquency, default, or foreclosure in certain situations. ACU will cancel or reduce repayment of your loan debt if a protected life event happens to you as a borrower or co-borrower. Protected events include loss of life or disability (including those caused by acts of war) and involuntary unemployment.

*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact ACU for a full explanation of the terms of Debt Protection

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