APR
9.23% - 17.50% Installment Loan & Visa Rates
Current as of October 1, 2025
Visa Credit Cards
Visa Platinum
Interest Rates & Charges
APR | 9.54 – 18.00%
Based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days
Visa Platinum Rewards
Interest Rates & Charges
APR for Purchases | 10.54 – 18.00%
Based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days
Visa Green Rewards
Interest Rates & Charges
APR | 15.99% fixed annual percentage rate.
APR for Balance Transfers | 11.99% Fixed
Personal Installment Loans
0 - 24 Months
Estimated Payment Example
$229 a month for 24 months, $5,000 loan at 9.23%
25 - 36 Months
APR
9.48% - 18.00% Estimated Payment Example
$160 a month for 36 months, $5,000 loan at 9.48%
37 - 48 Months
APR
10.46% - 15.88% Estimated Payment Example
$128 a month for 48 months, $5,000 loan at 10.46%
49 - 60 Months
APR
11.51% - 16.93% Estimated Payment Example
$110 a month for 60 months, $5,000 loan at 11.51%
61 - 72 Months
APR
13.25% - 15.48% Estimated Payment Example
$202 a month for 72 months, $10,000 loan at 13.25%
73 - 84 Months
APR
13.50% - 15.73% Estimated Payment Example
$369 a month for 84 months, $20,000 loan at 13.50%
Secured Loans
0 - 120 Months Max
APR
3.00% above the Certificate of Deposit Dividend Rate% Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR
0 - 120 Months
APR
3.00% above the Dividend Rate% Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR