APR
10.23% - 18.00% Installment Loan & Visa Rates
Current as of August 1, 2025
Visa Credit Cards
Visa Platinum
Interest Rates & Charges
APR | 9.54 – 18.00%
Based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days
Visa Platinum Rewards
Interest Rates & Charges
APR for Purchases | 10.54 – 18.00%
Based on creditworthiness when you open your account. APR will vary with the market based on the Prime Rate.
APR for Balance Transfers | 1.54% Introductory APR for 180 days
Visa Green Rewards
Interest Rates & Charges
APR | 15.99% fixed annual percentage rate.
APR for Balance Transfers | 11.99% Fixed
Personal Installment Loans
0 - 24 Months
Estimated Payment Example
$231 a month for 24 months, $5,000 loan at 10.23%
25 - 36 Months
APR
10.48% - 14.73% Estimated Payment Example
$162 a month for 36 months, $5,000 loan at 10.48%
37 - 48 Months
APR
11.46% - 15.71% Estimated Payment Example
$130 a month for 48 months, $5,000 loan at 11.46%
49 - 60 Months
APR
12.51% - 16.76% Estimated Payment Example
$113 a month for 60 months, $5,000 loan at 12.51%
61 - 72 Months
APR
14.25% - 15.75% Estimated Payment Example
$207 a month for 72 months, $10,000 loan at 14.25%
73 - 84 Months
APR
14.50% - 15.00% Estimated Payment Example
$380 a month for 84 months, $20,000 loan at 14.50%
Secured Loans
0 - 120 Months Max
APR
3.00% above the Certificate of Deposit Dividend Rate% Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR
0 - 120 Months
APR
3.00% above the Dividend Rate% Estimated Payment Example
$46 a month based on 5 years, $2500 loan at 4.00% APR