Disclosure and Terms

Rate and Fee Schedules

• ACU Deposit Rate and Fee Schedule
• ACU Lending Rate and Fee Schedule
• ACU Business Deposit Rate and Fee Schedule

Membership

• ACU Membership and Account Agreement
• Privacy Policy

Checking and Savings Accounts

• Funds Availability Policy
• Truth in Savings Disclosure
• Truth In Savings Certificate Disclosure
• Automatic Payment Authorization Form – Personal & Business Accounts
• Automatic Payment Authorization Form – Mortgage & HELOC

Identity Theft & Mobile Phone Coverage

• NXG nxg|PROTECT Registration
• NXG nxg|PROTECT Login
• NXG Coverage Home

Online / Mobile Banking

• Electronic Services Agreement
• Digital Services Agreement
• Website Terms of Use

Other

• Safe Deposit Box Account Agreement
• Wire Transfer Services Agreement
• Your Insured Funds (NCUA)
• How Your Accounts are Federally Insured (NCUA)

Auto Loans

• Auto Loan Application

Vehicle Protection Package

• Guaranteed Asset Protection (GAP) brochure
• Mechanical Repair Coverage (MRC) brochure

Credit Cards

• Credit Card Application
• Visa Account Disclosure
• ACU Cards Terms and Conditions
• Mobile Wallet Agreement

Personal Loans

• Personal Loan Application (Signature Loans, Lines of Credit, Shared Secured, Share Certificate Secured)

Student Loans

• Sallie Mae Student Loan Application

Collections

• Servicemembers Civil Relief Act Notice Disclosure

Other

• Fair Lending Notice Disclosure

Mortgages

• Mortgage Application (Use for adjustable-rate, fixed-rate, jumbo and land loans)
• Avoiding Foreclosure

FHA & VA

• FHA & VA Loan Application
• Certificate of Eligibility (COE) – VA Form 26-1880

Home Equity/Home Equity Line of Credit (HELOC)

• Home Equity/HELOC Loan Application
• HELOC Early Disclosure Statement

Home Improvement

• Home Improvement Loan Application

Other

• Fair Lending Disclosure

Periodic Review Forms

• Personal Financial Statement
• Business Debt Schedule
• Investment Property Worksheet

Business Credit Cards

• Business Visa Terms and Agreement Billing Rights & Credit Card Disclosure

Business Accounts

• Business Account Agreement

• Request an Investments Appointment
• Request a Trust Services Appointment
• Request a Retirement Appointment

Property Insurance

• Homeowners Insurance Quote Request
• Renters Insurance Quote Request
• Condo Insurance Quote Request

Auto Insurance

• Auto Insurance Quote Request

Vehicle Protection Package

• Guaranteed Asset Protection (GAP) brochure
• Mechanical Repair Coverage (MRC) brochure

Personal Insurance

• Accidental Death & Dismemberment (AD&D) Insurance Complimentary Coverage
• Term Life Insurance Quote Request
• Whole Life Insurance Quote Request
• Guaranteed Acceptance Whole Life Insurance Quote Request  
• Understanding Life Insurance