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Home » Accounts » Checking

Checking

With so many checking accounts to choose from, there’s no doubt that ACU can find the perfect fit for your lifestyle. All checking accounts come with the ACU checking benefits package: free ACU ATM withdrawals, free withdrawals from other credit union ATMs*, monthly statements, phone teller service, free online banking and Online Bill Pay, ability to download account history into Quicken & QuickBooks for free, free mobile banking, free eStatements, free debit card, free check images, unlimited check writing privileges, and all checks printed in duplicate style. Open an account online.

  Checking Direct Choice Checking Golden 55 Checking Perk Checking Preferred Market Teen Checking
Earns Dividends No Yes Yes Yes Yes No
ACU, CO-OP, Armed Forces Bank & MoneyPass ATM Networks FREE FREE FREE FREE FREE FREE
Non-ACU ATM use* $1.00
After 10
FREE
per month
$1.00
After 12
FREE
per month
$1.00
After 12
FREE
per month
$1.00
After 12
FREE
per month
$1.00
After 12
FREE
per month
$1.00
After 10
FREE
per month
Online Banking FREE FREE FREE FREE FREE FREE
Mobile Banking FREE FREE FREE FREE FREE FREE
eStatements FREE FREE FREE FREE FREE FREE
eNotices FREE FREE FREE FREE FREE FREE
Online check images FREE FREE FREE FREE FREE FREE
Per check charge FREE FREE FREE FREE FREE FREE
Monthly statement FREE FREE FREE FREE FREE FREE
Phone Teller FREE FREE FREE FREE FREE FREE
Visa debit card** FREE FREE FREE FREE FREE FREE
Checks See Catalog See Catalog FREE***
One box
per year
See Catalog See Catalog No Checks
ID Safe Choice (Identity Theft Recovery Service) $3.95 per
month
$3.95 per
month
$3.95 per
month
$3.95 per
month
$3.95 per
month
$3.95 per
month

* A separate fee may be charged by the institution that owns or operates the ATM.
** First debit card is free. A replacement debit card fee may be charged thereafter.
*** A separate secure traceable shipping fee of $6.95 applies.

 
 
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Holiday Closure

All ACU branches will be closed on Monday, May 25th in observance of Memorial Day.

What's New

Reload Prepaid Online


Members can now reload ACU prepaid debit cards online from an ACU checking, savings, or Visa credit card.

Read More

Member Offers

Infinite 6.9% Balance Transfer


Transfer your credit card balances to an ACU Visa at 6.9%.The rate is good until the balance transferred is paid in full. Plus, there are no balance transfer fees.

Read More

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