At ACU, checking accounts haven’t gone away. They’ve evolved to provide many mobile and online benefits to make your life easier. No matter which account you go with, we have your needs covered.

All ACU checking accounts come with a wide array of free services including debit rewards card, withdrawals from more than 30,000 surcharge-free credit union network ATMs nationwide,* mobile banking, eStatements, eAlerts, eNotices, Online Banking, Online Bill Pay, ability to download account history into Quicken & QuickBooks, and phone teller service.

 Affinity CheckingTeen CheckingOpportunity Checking
Earns DividendsYes***NoNo
ACU, Armed Forces Bank & CO-OP ATM NetworksFreeFreeFree
Free non-ACU ATM use per month*101010
Online BankingFreeFreeFree
Mobile BankingFreeFreeFree
eStatementsFreeFreeFree
eNoticesFreeFreeFree
Online check imagesFreeN/AFree
Per check chargeFreeN/AFree
Phone TellerFreeFreeFree
VISA Reward Debit Card**FreeFreeFree
ID Safe Choice$3.95/mo$3.95/mo$3.95/mo

* A separate fee may be charged by the institution that owns or operates the ATM.
** First debit card is free. A replacement debit card fee may be charged thereafter.
***To earn dividends you must have $15,000 in combined loans or deposits, direct deposit of at least $500 per month, eStatements, and 10 POS transactions post and settle during the monthly statement period.