Regular Share Savings Account Benefits
Our regular share savings accounts offer numerous advantages for intelligent financial planning:
Easy Access
Provides quick access to funds for everyday needs and emergencies.
Earn Interest
Accumulates interest (dividends) over time, assisting financial growth.
Federally Insured
Rest easy knowing that your deposits are insured by the NCUA (National Credit Union Administration).
Mobile App Access
Facilitates banking on the go and allows for real-time monitoring and transactions.
ACU Regular Share Savings Account Rates
Check out our competitive APY and dividend rates to amplify the growth of your Regular Share Savings account.
More ACU Regular Share Savings Account Benefits
Get access to all the benefits of ACU membership
Unlimited deposits
Online and mobile banking
Transfer money between accounts easily through our mobile app
Open multiple Regular Share Savings to achieve your savings goals
Opening an account takes just a few minutes using our online form
Deposits are federally insured up to $250,000 by NCUA
If needed, you can use your savings as collateral for a loan
Additional Details About Our Regular Share Savings Account
At ACU, we focus on community banking. Every account holder is treated as both a member and co-owner, not just a customer. This is why we refer to our savings accounts as ‘share accounts’.
Key features of our Regular Share Savings Account include:
- Low Minimum Deposit: With just $25, you become a part of ACU, enjoying all the benefits of membership. ($25 is refundable)
- ACU Membership Perks: Account holders automatically become ACU members. You’ll gain access to our lower loan rates, higher earnings in deposit accounts, and all the perks that come with membership.
- Automatic Saving: Set up automatic transfers between accounts to effortlessly build savings.
- Shared Prosperity: As a shareholder, you directly contribute to, and benefit from, ACU’s financial success.
- Community Involvement: When you become a member, you’re supporting the ACU Foundation, whose mission is enhancing the lives of military members, South Sound residents, and their families. (No ACU Foundation fee required)
Embark on a journey of shared prosperity and join the ACU family by opening an account today!
Here’s How Easy It Is to Open a Regular Share Savings Account at ACU:
Step1 |
Become a MemberClick the link below to check out membership eligibility requirements. |
Step2 |
Open an AccountYou can open an account in a branch or through our easy-to-use online portal. |
Step3 |
Start Saving!Deposit your initial $25, and you’re instantly on the path to financial growth. |
ACU Regular Savings Account FAQs
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Q: What is a Regular Share Savings Account?
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A: A Regular Share Savings Account represents your share of ownership. When you deposit into this account, you’re essentially purchasing a share of the credit union.
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Q: How much do I need to open a Regular Share Savings Account at ACU?
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A: You need a minimum deposit of $25 to open a Regular Share Savings Account at ACU.
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Q: How can I access my Regular Share Savings Account?
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A: You can access your account through various channels, including online and mobile banking, ATMs, or by visiting an ACU branch.
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Q: Does a Regular Share Savings Account earn interest?
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A: Yes, Regular Share Savings Accounts at ACU earn interest. You can view our savings accounts rates here.
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Q: Are funds in my Regular Share Savings Account insured?
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A: Yes, funds in your Regular Share Savings Account are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
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Q: What benefits do I get as an ACU member with a Regular Share Savings Account?
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A: When you open a regular savings account at ACU, you instantly receive competitive rates and lower fees. We are a not-for-profit financial institution, which means we pass our revenue back to our members in the form of lower loan rates, higher earnings on deposits, lower fees, and additional services at no cost to you.
But you also become part of something bigger. You join a family (yes, we truly feel that way) that is committed to looking out for each other’s well-being. We have your back and will guide you as you navigate your financial journey.
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Q: Who can open a Regular Share Savings Account at America’s Credit Union?
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A: You’re eligible to become a member and open a regular savings account with us if:
- You live, work, worship, or attend school in the Pacific Northwest.
- You’re a member of the Armed Forces (active, retire, or reservist), civilian personnel or a relative of these members.
- You’re a relative of a current ACU member.
- You’re a member of the Association of the United States Army (AUSA).
- You’re an employee of America’s Credit Union.
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Q: Can I use my Regular Share Savings Account as collateral for a loan?
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A: Yes, your Regular Share Savings Account can be used as collateral for certain types of loans at ACU. Please contact us for more specific information.
★★★★★
“I’ve been a customer at America’s Credit Union for over 10 years. In that time I’ve gotten great service, no hidden fees, and convenient store hours. Highly recommended if your looking for a new credit union..”
-John.
Ready to open a Regular Share Savings Account?
Embrace the benefits of ACU membership and start your journey toward financial growth today. Open an account online or visit any branch to speak with one of our friendly team members.
Other Deposit Options at ACU
Explore our other checking and savings solutions tailored to meet your unique financial goals.
Money Market Accounts
Secure higher yields while maintaining accessibility and flexibility with your funds.
Affinity Plus Checking Account
Enjoy high-interest rates, cash back, and flexible transactions with ACU Visa® debit card benefits.
Affinity Premier – No Monthly Fee Checking Account
Benefit from tiered interest rates, free services, and no monthly fees, optimizing your earnings.