Regular Share Savings Account Benefits
Our regular share savings accounts offer numerous advantages for intelligent financial planning:
Provides quick access to funds for everyday needs and emergencies.
Accumulates interest (dividends) over time, assisting financial growth.
Rest easy knowing that your deposits are insured by the NCUA (National Credit Union Administration).
Mobile App Access
Facilitates banking on the go and allows for real-time monitoring and transactions.
ACU Regular Share Savings Account Rates
Check out our competitive APY and dividend rates to amplify the growth of your Regular Share Savings account.
More ACU Regular Share Savings Account Benefits
Additional Details About Our Regular Share Savings Account
At ACU, we focus on community banking. Every account holder is treated as both a member and co-owner, not just a customer. This is why we refer to our savings accounts as ‘share accounts’.
Key features of our Regular Share Savings Account include:
- Low Minimum Deposit: With just $25, you become a part of ACU, enjoying all the benefits of membership. ($25 is refundable)
- ACU Membership Perks: Account holders automatically become ACU members. You’ll gain access to our lower loan rates, higher earnings in deposit accounts, and all the perks that come with membership.
- Automatic Saving: Set up automatic transfers between accounts to effortlessly build savings.
- Shared Prosperity: As a shareholder, you directly contribute to, and benefit from, ACU’s financial success.
- Community Involvement: When you become a member, you’re supporting the ACU Foundation, whose mission is enhancing the lives of military members, South Sound residents, and their families. (No ACU Foundation fee required)
Embark on a journey of shared prosperity and join the ACU family by opening an account today!
Here’s How Easy It Is to Open a Regular Share Savings Account at ACU:
Become a Member
Click the link below to check out membership eligibility requirements.
Open an Account
You can open an account in a branch or through our easy-to-use online portal.
Deposit your initial $25, and you’re instantly on the path to financial growth.
ACU Regular Savings Account FAQs
A: A Regular Share Savings Account represents your share of ownership. When you deposit into this account, you’re essentially purchasing a share of the credit union.
A: You need a minimum deposit of $25 to open a Regular Share Savings Account at ACU.
A: Yes, Regular Share Savings Accounts at ACU earn interest. You can view our savings accounts rates here.
A: Yes, funds in your Regular Share Savings Account are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
A: When you open a regular savings account at ACU, you instantly receive competitive rates and lower fees. We are a not-for-profit financial institution, which means we pass our revenue back to our members in the form of lower loan rates, higher earnings on deposits, lower fees, and additional services at no cost to you.
But you also become part of something bigger. You join a family (yes, we truly feel that way) that is committed to looking out for each other’s well-being. We have your back and will guide you as you navigate your financial journey.
A: You’re eligible to become a member and open a regular savings account with us if:
- You live, work, worship, or attend school in the Pacific Northwest.
- You’re a member of the Armed Forces (active, retire, or reservist), civilian personnel or a relative of these members.
- You’re a relative of a current ACU member.
- You’re a member of the Association of the United States Army (AUSA).
- You’re an employee of America’s Credit Union.
A: Yes, your Regular Share Savings Account can be used as collateral for certain types of loans at ACU. Please contact us for more specific information.
“I’ve been a customer at America’s Credit Union for over 10 years. In that time I’ve gotten great service, no hidden fees, and convenient store hours. Highly recommended if your looking for a new credit union..”
Ready to open a Regular Share Savings Account?
Other Deposit Options at ACU
Explore our other checking and savings solutions tailored to meet your unique financial goals.
Money Market Accounts
Secure higher yields while maintaining accessibility and flexibility with your funds.
Affinity Plus Checking Account
Enjoy high-interest rates, cash back, and flexible transactions with ACU Visa® debit card benefits.
Affinity Premier – No Monthly Fee Checking Account
Benefit from tiered interest rates, free services, and no monthly fees, optimizing your earnings.