Start the New Year Right: Enjoy 0% Balance Transfers!

Why Now Is the Perfect Time for a Balance Transfer

The New Year is all about fresh starts. Kick off 2026 by taking control of your finances! If high-interest credit card debt has been weighing you down, our 0% APR* Balance Transfer promotion** is your opportunity to lighten the load and start the year on the right foot.

With a limited-time 0% APR on balance transfers, you can consolidate your debt and save money on interest. It’s a smart move that sets you up for financial success in the months ahead.

What Is a Balance Transfer and How Does It Help?

A balance transfer allows you to move your existing credit card balances to a new card with a lower interest rate—like our 0% APR offer. Here’s how it can help:

• Savings on Interest: Instead of paying high rates, enjoy 0% APR for the promotional period.
• Simplified Payments: Combine multiple balances into one easy-to-manage account.
• Faster Debt Repayment: More of your payment goes toward the principal, not interest.

How to Take Advantage of Our 0% Balance Transfer Offer

Getting started is simple:

1. Apply for the promotion through your online banking or mobile app.
2. Transfer your balances from other credit cards.
3. Enjoy 0% APR for the promotional period and focus on paying down your debt.

Don’t wait—this offer is only available for a limited time. Make 2026 the year you take control of your finances!

Ready to Start Fresh?

Kick off the New Year with confidence. Apply today for our 0% Balance Transfer promotion and start saving on interest immediately.

Explore ACU Balance Transfer Options

*APR = Annual Percentage Rate. 0% APR promotional rate applies to balance transfers made to your ACU Visa account during the promotional period. The promotional rate will remain in effect for 12 months from the date of the first qualifying balance transfer.

**Balance Transfer Fee: No balance transfer fee applies. Waiver of the fee applies only to these promotional transfers during the advertised promotional period. After the promotional period ends, any remaining balance will accrue interest at your standard variable APR for purchases, currently 9.04%–18.00%, based on creditworthiness and subject to change with the Prime Rate. Business Visa is excluded from this promotion. Balance transfers must be completed by March 31, 2026, to qualify for the promotional APR. Transfers from other ACU loans or credit cards are not eligible. If your available credit is insufficient, we may transfer only a portion of the requested amount. This offer is subject to credit approval. Please refer to the Visa Credit Card Agreement for complete terms, conditions, and rate information.