Performance Saver - High-Yield Savings Account

Save up for that dream vacation, new car, or down payment. Enjoy better rates and more growth for your money!

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A young woman smiling as she drives her new car after saving for the down payment with her high-yield account.

High-Yield Savings Accounts Benefits

Level up your short-term savings goals with greater returns and benefits that include:


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Higher Dividends

Earn superior returns by leaving your money untouched for 12 months.

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Flexible Options

After a year, withdraw or roll the funds to continue saving and earning.

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Minimal Kickstart

Start your savings journey with just a $10 initial and $10 recurring monthly deposit.

Optimal Growth

Optimal Growth

Boost your funds by depositing up to $5,000 each month without exceeding the limit.


Additional ACU High-Yield Savings Account Benefits

Ideal for short-term savings goals

Enjoy full ACU member perks

Online and mobile app account access

Easily set up automatic recurring deposits

No monthly maintenance fees

Apply online to open an account in just a few minutes.

The NCUA federally insures deposits up to $250,000

Friendly and helpful customer service team members


ACU Performance Saver Account Rates

Check out our competitive dividend rates and APY to enhance the growth of your high-yield savings account.


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More Details About Our Performance Saver Account

Easily save for the future with our high-yield savings account. We designed it to offer competitive rates and an easy way to put aside money for specific goals.

Key features include:

  • Goal-Oriented—Ideal for saving towards tangible goals like a car, trip, or down payment.
  • High Dividends—Commit for a year and enjoy higher dividend rates. After that, decide to withdraw or let it continue to grow.
  • Affordable Start—Begin with just a $10 deposit.
  • Deposit Freedom—Contribute up to $5,000 monthly without exceeding limits.
  • Dedicated Support—Questions? Our Member Services team is ready to assist, whether it’s account inquiries or setting up transfers.
  • Competitive Rates—Regularly deposit a minimum of $10 monthly and take advantage of a favorable interest rate.

Start saving for your goals by opening a high-yield account with ACU today!

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A happy 30-something couple driving a moped on a European vacation paid for by their high-yield savings account.


Here’s How Easy It Is to Open a High-Yield Savings Account at ACU:



Become a Member

Click the link below to fill out an online application to join our credit union.



Deposit $10

$10 is all it takes to open a high-yield savings account.



Start Earning!

Watch your savings grow through our secure online portal or mobile app!


Get Started


ACU Performance Saver FAQs

What is a high-yield savings account?

It’s a type of savings account that offers a higher interest rate than a traditional savings account. This allows your money to grow faster.

Is there a minimum deposit to open the account?

You can open an account with a minimum deposit of just $10. This makes it easy to start saving.

How can I access my High-Yield Savings Account?

You can access and manage your account through online and mobile banking, ATMs, or by visiting an ACU branch.

What happens if I don’t make the required $10 recurring monthly deposit?

If you don’t make the minimum required monthly deposit, the interest rate will default to the regular savings account rate.

Are the funds in my Performance Saver Account insured?

Yes, the National Credit Union Administration (NCUA) federally insures the funds in your Performance Saver Account up to $250,000..

What benefits do I get as an ACU member?

Opening a high-yield savings account at ACU provides competitive rates, lower fees, and community membership. As a not-for-profit financial institution, we pass our revenue back to our members.

You’ll be a member of a highly supportive credit union family. We care about your well-being and have your back as you navigate your savings journey. ACU membership means more than just an account—it’s a community committed to your financial success.

Who can open a High-Yield Account at America’s Credit Union?

You’re eligible to join our financial family and open a high-yield savings account if:

  • You live, work, worship, or attend school in the Pacific Northwest.
  • You’re a member of the Armed Forces (active, retired, or reservist), civilian personnel, or a relative of these members.
  • You’re related to a current ACU member.
  • You’re a member of the Association of the United States Army (AUSA).
  • You’re an America’s Credit Union employee.

How often is interest compounded?

We compound interest daily and credit it to your account monthly for faster money growth.


“Community-oriented. The focus and attention to detail drives this company. My wife and I can’t say enough great things about the employees and just how much they give back. Kind and hardworking individuals that go the extra mile. I refer all of my friends to ACU!”

Chayse E., DuPont, WA

Ready to Open a High-Yield Savings Account?

Enjoy the multiple benefits of ACU membership and start saving for your goals today! Open an account by clicking the button below or visit any branch to get started.

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Other ACU Checking and Savings Options

Check out our other financial solutions designed to meet your unique needs.

Money Market Accounts

Enjoy higher returns and seamless growth for your savings with our money market accounts.

Learn More

Affinity Plus Checking Account

Take advantage of a wealth of beneficial checking account features designed to provide valuable perks.

Learn More

ACU Share Certificates

Earn guaranteed returns and peace of mind with our flexible share certificates.

Learn More

Only one Performance Saver per member. $10.00 minimum to open. Minimum monthly deposit of $10.00 with a maximum deposit of $5,000.00 required to earn stated APY. APY = Annual Percentage Yield; effective as of 02/01/2023. Fees and penalties may be imposed for early withdrawal and may reduce earnings. All offers require membership and are subject to change. Consult your tax advisor for tax advice.