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Credit Cards

Backed by exceptional service and competitive terms, our Visa credit cards are designed to give you freedom and flexibility when making purchases and payments. ACU has three cards of great interest: Visa Platinum, Visa Gold and Visa Classic. All of these cards offer the following benefits:

  • 1% cash back on purchases*
  • Low non-variable interest rate
  • No annual fee
  • 25-day grace period
  • Immediate emergency card replacement
  • 24-hour access to your account through Online Banking
  • Secure online shopping with Verified by Visa
  • Option to skip up to two payments per year

Compare our Visa credit card programs with those of other financial institutions and we are comfortable that you will find that an America’s Credit Union Visa Credit Card is hard to beat. Apply now, and transfer the balances from other high-rate credit cards to your credit union Visa.

*You will be automatically enrolled in the Visa Cash Rewards Program upon opening your ACU Visa Credit Card Account. You can earn up to $250 Cash Rewards annually on net purchases provided your account is in good standing. Any Cash Rewards remaining at the time your account is closed will be forfeited. Cash Rewards are calculated monthly and will appear on your Visa statement. Full terms of the Cash Rewards Program will be provided to you upon request or account opening in the Visa Account Agreement. Business and Trust Accounts are excluded from this program.

1.3% Introductory APR on purchases for 13 billing cycles

Spring is here and we know it helps to have extra spending money to enjoy this time of year. The 1.3% introductory APR applies to purchases and the rate is valid for 13 billing cycles. Thereafter, your standard card rate applies to any unpaid portion of the purchase at 10.9%-16.9% based on your credit worthiness. We apply your minimum payment to balances with the lowest APRs first. Amounts paid over the minimum payment will be applied in order of highest to lowest APR balances. Offer expires June 30, 2014 and is subject to change without notice. Apply by June 30, 2014 to receive the special introductory rate.



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