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Credit Cards

Backed by exceptional service and competitive terms, our Visa credit cards are designed to give you freedom and flexibility when making purchases and payments. ACU has three cards of great interest: Visa Platinum, Visa Gold and Visa Classic. All of these cards offer the following benefits:

Compare our Visa credit card programs with those of other financial institutions and we are comfortable that you will find that an America’s Credit Union Visa Credit Card is hard to beat. Apply now, and transfer the balances from other high-rate credit cards to your credit union Visa.

*You will be automatically enrolled in the Visa Cash Rewards Program upon opening your ACU Visa Credit Card Account. You can earn up to $250 Cash Rewards annually on net purchases provided your account is in good standing. Any Cash Rewards remaining at the time your account is closed will be forfeited. Cash Rewards are calculated monthly and will appear on your Visa statement. Full terms of the Cash Rewards Program will be provided to you upon request or account opening in the Visa Account Agreement. Business and Trust Accounts are excluded from this program.

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1.3% Introductory Rate on Visa Balance Transfers

Did you use your department store and other merchant cards a little too much during the holidays? Transfer these high interest balances to your ACU Visa at 1.3% APR and save! This low introductory rate is good through December 31, 2015. Thereafter, your standard card rate (10.9%-16.9%) applies to any unpaid portion of the balance transfer. There’s no balance transfer fee, so consolidate your different card balances into one low payment on your ACU account at a great rate. Offer expires on March 31, 2015 and is subject to change without notice. Already a cardholder? Transfer online. Otherwise, Apply now.

Curious as to how much you can save? The following example is based on having $5,000 in balances to transfer from a credit card that charges you a 15% annual percentage rate.


Get $100

When you open an ACU checking account with direct deposit, you’ll receive $100.

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What's New

Reload Prepaid Online

Members can now reload ACU prepaid debit cards online from an ACU checking, savings, or Visa credit card.

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Member Offers

Get $100

When you open an ACU checking account with direct deposit, you'll receive $100. Click for details.

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