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Credit Cards

Backed by exceptional service and competitive terms, our Visa credit cards are designed to give you freedom and flexibility when making purchases and payments. ACU has three cards of great interest: Visa Platinum, Visa Gold and Visa Classic. All of these cards offer the following benefits:

Compare our Visa credit card programs with those of other financial institutions and we are comfortable that you will find that an America’s Credit Union Visa Credit Card is hard to beat. Apply now, and transfer the balances from other high-rate credit cards to your credit union Visa.

*You will be automatically enrolled in the Visa Cash Rewards Program upon opening your ACU Visa Credit Card Account. You can earn up to $250 Cash Rewards annually on net purchases provided your account is in good standing. Any Cash Rewards remaining at the time your account is closed will be forfeited. Cash Rewards are calculated monthly and will appear on your Visa statement. Full terms of the Cash Rewards Program will be provided to you upon request or account opening in the Visa Account Agreement. Business and Trust Accounts are excluded from this program.

The Infinite 6.9% Visa Balance Transfer

Transfer high interest balances to your ACU Visa at 6.9% APR and save! This rate is good until the transferred balance is paid in full. Plus, there’s no balance transfer fee, so consolidate your different card balances into one low payment on your ACU account at a great rate. Offer expires on December 31, 2015 and is subject to change without notice. Already a cardholder? Transfer online. Otherwise, Apply now.



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Our offices will be closed on Thursday, November 26th in observance of Thanksgiving.

What's New

Third Largest ATM Network

Through the CO-OP ATM Network, ACU members have free access to the third largest ATM network in the U.S.

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Member Offers

Red Hot CD Rate

1.30% APY
$10,000 Minimum
24 Month Term

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