Backed by exceptional service and competitive terms, our Visa credit cards are designed to give you freedom and flexibility when making purchases and payments. ACU has three cards of great interest: Visa Platinum, Visa Gold and Visa Classic. All of these cards offer the following benefits:
- 1% cash back on purchases*
- Low non-variable interest rate
- No annual fee
- 25-day grace period
- Immediate emergency card replacement
- 24-hour access to your account through Online Banking and Mobile Banking
- Secure online shopping with Verified by Visa
- Option to skip up to two payments per year
Compare our Visa credit card programs with those of other financial institutions and we are comfortable that you will find that an America’s Credit Union Visa Credit Card is hard to beat. Apply now, and transfer the balances from other high-rate credit cards to your credit union Visa.
*You will be automatically enrolled in the Visa Cash Rewards Program upon opening your ACU Visa Credit Card Account. You can earn up to $250 Cash Rewards annually on net purchases provided your account is in good standing. Any Cash Rewards remaining at the time your account is closed will be forfeited. Cash Rewards are calculated monthly and will appear on your Visa statement. Full terms of the Cash Rewards Program will be provided to you upon request or account opening in the Visa Account Agreement. Business and Trust Accounts are excluded from this program.
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1.3% Introductory Rate on Visa Balance Transfers
Did you use your department store and other merchant cards a little too much during the holidays? Transfer these high interest balances to your ACU Visa at 1.3% APR and save! This low introductory rate is good through December 31, 2015. Thereafter, your standard card rate (10.9%-16.9%) applies to any unpaid portion of the balance transfer. There’s no balance transfer fee, so consolidate your different card balances into one low payment on your ACU account at a great rate. Offer expires on March 31, 2015 and is subject to change without notice. Already a cardholder? Transfer online. Otherwise, Apply now.
Curious as to how much you can save? The following example is based on having $5,000 in balances to transfer from a credit card that charges you a 15% annual percentage rate.