Refinance Your Home

Low Rates, Extra Cash

Now is the perfect time to refinance your home. Our mortgage program has competitive fixed and adjustable rates to fit any situation. Lower your mortgage rates or monthly payments or even take cash out by refinancing with ACU.
Purchase or Refinance

Refinance Your Home

Rates won’t remain this low forever, make sure you don’t miss out!

Refinancing a home should flow as smoothly as possible. We have many Mortgage Loan Programs with competitive fixed and adjustable rates to fit most any situation. At ACU, we will make sure your mortgage experience is the best it can be.

Fixed Rate Mortgage

Guaranteed rates through the life of your loan

  • Best if you: Want a guaranteed rate or are financing a second property
  • Terms: 10, 15, 20, or 30 years
  • Down Payment: As low as 3% with PMI

Adjustable Rate Mortgage (ARMS)

A lower initial interest rate that may vary after a fixed period

  • Best if you: Expect to own your home for a short period of time and want to take advantage of lower rates and payments
  • Terms: 30 years with the initial rate period of 5 years
  • Down Payment: As low as 3% with PMI

VA

Guaranteed rates through the life of your loan

  • Best if you: Are a veteran and want to purchase or refinance your home
  • Terms: 15 or 30 years
  • Down Payment: No down payment or PMI required

FHA

Guaranteed rates through the life of your loan

  • Best if you: Have limited cash, minor credit problems or low to moderate income
  • Terms: 15 or 30 years
  • Down Payment: As low as 3.5% down with up front PMI

USDA

Guaranteed rates through the life of your loan

  • Best if you: Have limited cash, low to moderate income and are in a rural area
  • Terms: 15 or 30 years
  • Down Payment: No down payment with PMI

What Our Members Have To Say

Refinancing 1
We refinanced our home about a year ago and received a great rate and it was the best loan processing experience we have ever had. Now we have all our accounts at ACU.
Darleen
Puyallup, WA

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