Refinance Your Home
Low Rates, Extra Cash
Now is the perfect time to refinance your home. Our mortgage program has competitive fixed and adjustable rates to fit any situation. Lower your mortgage rates or monthly payments or even take cash out by refinancing with ACU.
Purchase or Refinance
Refinance Your Home
Rates won’t remain this low forever, make sure you don’t miss out!
Refinancing a home should flow as smoothly as possible. We have many Mortgage Loan Programs with competitive fixed and adjustable rates to fit most any situation. At ACU, we will make sure your mortgage experience is the best it can be.
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Fixed Rate Mortgage
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Guaranteed rates through the life of your loan
- Best if you: Want a guaranteed rate or are financing a second property
- Terms: 10, 15, 20, or 30 years
- Down Payment: As low as 3% with PMI
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Adjustable Rate Mortgage (ARMS)
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A lower initial interest rate that may vary after a fixed period
- Best if you: Expect to own your home for a short period of time and want to take advantage of lower rates and payments
- Terms: 30 years with the initial rate period of 5 years
- Down Payment: As low as 3% with PMI
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VA
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Guaranteed rates through the life of your loan
- Best if you: Are a veteran and want to purchase or refinance your home
- Terms: 15 or 30 years
- Down Payment: No down payment or PMI required
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FHA
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Guaranteed rates through the life of your loan
- Best if you: Have limited cash, minor credit problems or low to moderate income
- Terms: 15 or 30 years
- Down Payment: As low as 3.5% down with up front PMI
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USDA
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Guaranteed rates through the life of your loan
- Best if you: Have limited cash, low to moderate income and are in a rural area
- Terms: 15 or 30 years
- Down Payment: No down payment with PMI
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