Purchase and Refinance Programs
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Fixed Rate Mortgage
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- Guaranteed rates through the life of your loan
- Best if you: Want a guaranteed rates or are financing a second property
- Terms: 10, 15, 20, or 30 years
- Down Payment: As low as 3% with PMI
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Adjustable Rate Mortgage (ARMS)
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- A lower initial interest rate that may vary after a fixed period
- Best if you: Expect to own your home for a short period of time and want to take advantage of lower rates and payments
- Terms: 30 years with the initial rate period of 5 years
- Down Payment: As low as 3% with PMI
- Learn more about Adjustable Rate Mortgages
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Pure Plus (ARM) - Zero Down
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- Purchase transactions only, no down payment and no PMI
- Best if you: Are a first-time home buyer and don’t have a down payment
- Terms: 30 years with the initial rate period of 5 years
- Down Payment: No down payment with no PMI
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Jumbo Mortgage
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- Guaranteed fixed rates through the life of your loan
- Best if you: Securing financing for a high value property
- Terms: 15, 20, or 30 years
- Loan Amount: High balance loan up to $2,000,000.00
- Learn more about Jumbo Loans
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VA
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- Guaranteed rates through the life of your loan
- Best if you: Are a veteran and want to purchase or refinance your home
- Terms: 15 or 30 years
- Down Payment: No down payment or PMI required
- Learn more about VA Loans
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FHA
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- Guaranteed rates through the life of your loan
- Best if you: Have limited cash, minor credit problems or low to moderate income
- Terms: 15 or 30 years
- Down Payment: As low as 3.5% down with up front PMI
- Learn more about FHA Loans
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Land Loans
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- Buy raw land, lots, and acreage of up to 20 acres
- Competitive rates and terms
- Learn more about Land Loans
Contact an ACU Mortgage Expert!
1495 Wilmington Drive, Suite 180
DuPont, WA 98327
Phone: 253.591.6871
Annual Percentage Rates, terms, and conditions offered are subject to change without notice. Limited to one to four family units. Property must be in the state of Washington, Oregon or Idaho. Property insurance required. Values based on current tax assessment or Automated Value. Subject to credit and DTI approval. Credit union membership qualifications apply, including initial savings deposit of $25.
America’s Credit Union NMLS 449181